LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,446
−HK$2,787/mo
▼ 0.25% · 3.875%
HK$45,828
−HK$1,405/mo
Today · 4.125%
HK$47,233
baseline
▲ 0.50% · 4.625%
HK$50,107
+HK$2,874/mo
Deposit HK$9.75M · loan HK$9.75M · min. income ≈ HK$94,466/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$730,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,445
−HK$2,672/mo
▼ 0.25% · 3.875%
HK$50,771
−HK$1,346/mo
Today · 4.125%
HK$52,117
baseline
▲ 0.50% · 4.625%
HK$54,864
+HK$2,747/mo
Deposit HK$9.75M · loan HK$9.75M · min. income ≈ HK$104,234/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$730,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,335
−HK$3,344/mo
▼ 0.25% · 3.875%
HK$54,994
−HK$1,685/mo
Today · 4.125%
HK$56,679
baseline
▲ 0.50% · 4.625%
HK$60,128
+HK$3,449/mo
Deposit HK$7.80M · loan HK$11.69M · min. income ≈ HK$113,358/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$730,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,334
−HK$3,206/mo
▼ 0.25% · 3.875%
HK$60,926
−HK$1,614/mo
Today · 4.125%
HK$62,540
baseline
▲ 0.50% · 4.625%
HK$65,837
+HK$3,297/mo
Deposit HK$7.80M · loan HK$11.69M · min. income ≈ HK$125,080/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$730,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,224
−HK$3,902/mo
▼ 0.25% · 3.875%
HK$64,159
−HK$1,967/mo
Today · 4.125%
HK$66,126
baseline
▲ 0.50% · 4.625%
HK$70,150
+HK$4,024/mo
Deposit HK$5.85M · loan HK$13.64M · min. income ≈ HK$132,252/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$730,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,223
−HK$3,740/mo
▼ 0.25% · 3.875%
HK$71,080
−HK$1,883/mo
Today · 4.125%
HK$72,963
baseline
▲ 0.50% · 4.625%
HK$76,809
+HK$3,846/mo
Deposit HK$5.85M · loan HK$13.64M · min. income ≈ HK$145,926/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$730,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,002
−HK$5,017/mo
▼ 0.25% · 3.875%
HK$82,491
−HK$2,528/mo
Today · 4.125%
HK$85,019
baseline
▲ 0.50% · 4.625%
HK$90,192
+HK$5,173/mo
Deposit HK$1.95M · loan HK$17.54M · min. income ≈ HK$170,038/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,002
−HK$4,808/mo
▼ 0.25% · 3.875%
HK$91,389
−HK$2,421/mo
Today · 4.125%
HK$93,810
baseline
▲ 0.50% · 4.625%
HK$98,755
+HK$4,945/mo
Deposit HK$1.95M · loan HK$17.54M · min. income ≈ HK$187,620/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,932 · Scale 2, in force from 26 Feb 2026)