LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,447
−HK$2,787/mo
▼ 0.25% · 3.875%
HK$45,830
−HK$1,404/mo
Today · 4.125%
HK$47,234
baseline
▲ 0.50% · 4.625%
HK$50,108
+HK$2,874/mo
Deposit HK$9.75M · loan HK$9.75M · min. income ≈ HK$94,468/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$730,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,447
−HK$2,671/mo
▼ 0.25% · 3.875%
HK$50,773
−HK$1,345/mo
Today · 4.125%
HK$52,118
baseline
▲ 0.50% · 4.625%
HK$54,866
+HK$2,748/mo
Deposit HK$9.75M · loan HK$9.75M · min. income ≈ HK$104,236/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$730,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,336
−HK$3,345/mo
▼ 0.25% · 3.875%
HK$54,995
−HK$1,686/mo
Today · 4.125%
HK$56,681
baseline
▲ 0.50% · 4.625%
HK$60,130
+HK$3,449/mo
Deposit HK$7.80M · loan HK$11.70M · min. income ≈ HK$113,362/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$730,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,336
−HK$3,206/mo
▼ 0.25% · 3.875%
HK$60,928
−HK$1,614/mo
Today · 4.125%
HK$62,542
baseline
▲ 0.50% · 4.625%
HK$65,839
+HK$3,297/mo
Deposit HK$7.80M · loan HK$11.70M · min. income ≈ HK$125,084/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$730,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,226
−HK$3,902/mo
▼ 0.25% · 3.875%
HK$64,161
−HK$1,967/mo
Today · 4.125%
HK$66,128
baseline
▲ 0.50% · 4.625%
HK$70,152
+HK$4,024/mo
Deposit HK$5.85M · loan HK$13.64M · min. income ≈ HK$132,256/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$730,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,226
−HK$3,740/mo
▼ 0.25% · 3.875%
HK$71,082
−HK$1,884/mo
Today · 4.125%
HK$72,966
baseline
▲ 0.50% · 4.625%
HK$76,812
+HK$3,846/mo
Deposit HK$5.85M · loan HK$13.64M · min. income ≈ HK$145,932/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$730,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,005
−HK$5,017/mo
▼ 0.25% · 3.875%
HK$82,493
−HK$2,529/mo
Today · 4.125%
HK$85,022
baseline
▲ 0.50% · 4.625%
HK$90,195
+HK$5,173/mo
Deposit HK$1.95M · loan HK$17.54M · min. income ≈ HK$170,044/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,004
−HK$4,809/mo
▼ 0.25% · 3.875%
HK$91,391
−HK$2,422/mo
Today · 4.125%
HK$93,813
baseline
▲ 0.50% · 4.625%
HK$98,758
+HK$4,945/mo
Deposit HK$1.95M · loan HK$17.54M · min. income ≈ HK$187,626/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,955 · Scale 2, in force from 26 Feb 2026)