LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,447
−HK$2,788/mo
▼ 0.25% · 3.875%
HK$45,830
−HK$1,405/mo
Today · 4.125%
HK$47,235
baseline
▲ 0.50% · 4.625%
HK$50,109
+HK$2,874/mo
Deposit HK$9.75M · loan HK$9.75M · min. income ≈ HK$94,470/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$730,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,447
−HK$2,672/mo
▼ 0.25% · 3.875%
HK$50,773
−HK$1,346/mo
Today · 4.125%
HK$52,119
baseline
▲ 0.50% · 4.625%
HK$54,866
+HK$2,747/mo
Deposit HK$9.75M · loan HK$9.75M · min. income ≈ HK$104,238/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$730,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,337
−HK$3,345/mo
▼ 0.25% · 3.875%
HK$54,996
−HK$1,686/mo
Today · 4.125%
HK$56,682
baseline
▲ 0.50% · 4.625%
HK$60,130
+HK$3,448/mo
Deposit HK$7.80M · loan HK$11.70M · min. income ≈ HK$113,364/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$730,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,337
−HK$3,205/mo
▼ 0.25% · 3.875%
HK$60,928
−HK$1,614/mo
Today · 4.125%
HK$62,542
baseline
▲ 0.50% · 4.625%
HK$65,839
+HK$3,297/mo
Deposit HK$7.80M · loan HK$11.70M · min. income ≈ HK$125,084/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$730,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,226
−HK$3,902/mo
▼ 0.25% · 3.875%
HK$64,162
−HK$1,966/mo
Today · 4.125%
HK$66,128
baseline
▲ 0.50% · 4.625%
HK$70,152
+HK$4,024/mo
Deposit HK$5.85M · loan HK$13.64M · min. income ≈ HK$132,256/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$730,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,226
−HK$3,740/mo
▼ 0.25% · 3.875%
HK$71,083
−HK$1,883/mo
Today · 4.125%
HK$72,966
baseline
▲ 0.50% · 4.625%
HK$76,812
+HK$3,846/mo
Deposit HK$5.85M · loan HK$13.64M · min. income ≈ HK$145,932/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$730,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,005
−HK$5,017/mo
▼ 0.25% · 3.875%
HK$82,494
−HK$2,528/mo
Today · 4.125%
HK$85,022
baseline
▲ 0.50% · 4.625%
HK$90,196
+HK$5,174/mo
Deposit HK$1.95M · loan HK$17.54M · min. income ≈ HK$170,044/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,005
−HK$4,809/mo
▼ 0.25% · 3.875%
HK$91,392
−HK$2,422/mo
Today · 4.125%
HK$93,814
baseline
▲ 0.50% · 4.625%
HK$98,759
+HK$4,945/mo
Deposit HK$1.95M · loan HK$17.54M · min. income ≈ HK$187,628/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,960 · Scale 2, in force from 26 Feb 2026)