LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,449
−HK$2,787/mo
▼ 0.25% · 3.875%
HK$45,832
−HK$1,404/mo
Today · 4.125%
HK$47,236
baseline
▲ 0.50% · 4.625%
HK$50,110
+HK$2,874/mo
Deposit HK$9.75M · loan HK$9.75M · min. income ≈ HK$94,472/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$730,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,449
−HK$2,672/mo
▼ 0.25% · 3.875%
HK$50,775
−HK$1,346/mo
Today · 4.125%
HK$52,121
baseline
▲ 0.50% · 4.625%
HK$54,868
+HK$2,747/mo
Deposit HK$9.75M · loan HK$9.75M · min. income ≈ HK$104,242/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$730,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,339
−HK$3,344/mo
▼ 0.25% · 3.875%
HK$54,998
−HK$1,685/mo
Today · 4.125%
HK$56,683
baseline
▲ 0.50% · 4.625%
HK$60,133
+HK$3,450/mo
Deposit HK$7.80M · loan HK$11.70M · min. income ≈ HK$113,366/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$730,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,339
−HK$3,206/mo
▼ 0.25% · 3.875%
HK$60,930
−HK$1,615/mo
Today · 4.125%
HK$62,545
baseline
▲ 0.50% · 4.625%
HK$65,841
+HK$3,296/mo
Deposit HK$7.80M · loan HK$11.70M · min. income ≈ HK$125,090/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$730,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,228
−HK$3,903/mo
▼ 0.25% · 3.875%
HK$64,164
−HK$1,967/mo
Today · 4.125%
HK$66,131
baseline
▲ 0.50% · 4.625%
HK$70,155
+HK$4,024/mo
Deposit HK$5.85M · loan HK$13.65M · min. income ≈ HK$132,262/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$730,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,229
−HK$3,740/mo
▼ 0.25% · 3.875%
HK$71,085
−HK$1,884/mo
Today · 4.125%
HK$72,969
baseline
▲ 0.50% · 4.625%
HK$76,815
+HK$3,846/mo
Deposit HK$5.85M · loan HK$13.65M · min. income ≈ HK$145,938/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$730,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,008
−HK$5,017/mo
▼ 0.25% · 3.875%
HK$82,497
−HK$2,528/mo
Today · 4.125%
HK$85,025
baseline
▲ 0.50% · 4.625%
HK$90,199
+HK$5,174/mo
Deposit HK$1.95M · loan HK$17.54M · min. income ≈ HK$170,050/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,008
−HK$4,809/mo
▼ 0.25% · 3.875%
HK$91,395
−HK$2,422/mo
Today · 4.125%
HK$93,817
baseline
▲ 0.50% · 4.625%
HK$98,762
+HK$4,945/mo
Deposit HK$1.95M · loan HK$17.54M · min. income ≈ HK$187,634/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,986 · Scale 2, in force from 26 Feb 2026)