LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,453
−HK$2,787/mo
▼ 0.25% · 3.875%
HK$45,835
−HK$1,405/mo
Today · 4.125%
HK$47,240
baseline
▲ 0.50% · 4.625%
HK$50,115
+HK$2,875/mo
Deposit HK$9.75M · loan HK$9.75M · min. income ≈ HK$94,480/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$731,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,453
−HK$2,672/mo
▼ 0.25% · 3.875%
HK$50,780
−HK$1,345/mo
Today · 4.125%
HK$52,125
baseline
▲ 0.50% · 4.625%
HK$54,873
+HK$2,748/mo
Deposit HK$9.75M · loan HK$9.75M · min. income ≈ HK$104,250/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$731,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,343
−HK$3,345/mo
▼ 0.25% · 3.875%
HK$55,003
−HK$1,685/mo
Today · 4.125%
HK$56,688
baseline
▲ 0.50% · 4.625%
HK$60,138
+HK$3,450/mo
Deposit HK$7.80M · loan HK$11.70M · min. income ≈ HK$113,376/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$731,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,344
−HK$3,206/mo
▼ 0.25% · 3.875%
HK$60,935
−HK$1,615/mo
Today · 4.125%
HK$62,550
baseline
▲ 0.50% · 4.625%
HK$65,847
+HK$3,297/mo
Deposit HK$7.80M · loan HK$11.70M · min. income ≈ HK$125,100/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$731,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,234
−HK$3,902/mo
▼ 0.25% · 3.875%
HK$64,170
−HK$1,966/mo
Today · 4.125%
HK$66,136
baseline
▲ 0.50% · 4.625%
HK$70,161
+HK$4,025/mo
Deposit HK$5.85M · loan HK$13.65M · min. income ≈ HK$132,272/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$731,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,235
−HK$3,740/mo
▼ 0.25% · 3.875%
HK$71,091
−HK$1,884/mo
Today · 4.125%
HK$72,975
baseline
▲ 0.50% · 4.625%
HK$76,822
+HK$3,847/mo
Deposit HK$5.85M · loan HK$13.65M · min. income ≈ HK$145,950/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$731,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,015
−HK$5,018/mo
▼ 0.25% · 3.875%
HK$82,504
−HK$2,529/mo
Today · 4.125%
HK$85,033
baseline
▲ 0.50% · 4.625%
HK$90,207
+HK$5,174/mo
Deposit HK$1.95M · loan HK$17.55M · min. income ≈ HK$170,066/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$731,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,016
−HK$4,809/mo
▼ 0.25% · 3.875%
HK$91,403
−HK$2,422/mo
Today · 4.125%
HK$93,825
baseline
▲ 0.50% · 4.625%
HK$98,771
+HK$4,946/mo
Deposit HK$1.95M · loan HK$17.55M · min. income ≈ HK$187,650/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$731,049 · Scale 2, in force from 26 Feb 2026)