LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,455
−HK$2,787/mo
▼ 0.25% · 3.875%
HK$45,837
−HK$1,405/mo
Today · 4.125%
HK$47,242
baseline
▲ 0.50% · 4.625%
HK$50,117
+HK$2,875/mo
Deposit HK$9.75M · loan HK$9.75M · min. income ≈ HK$94,484/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$731,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,455
−HK$2,672/mo
▼ 0.25% · 3.875%
HK$50,782
−HK$1,345/mo
Today · 4.125%
HK$52,127
baseline
▲ 0.50% · 4.625%
HK$54,875
+HK$2,748/mo
Deposit HK$9.75M · loan HK$9.75M · min. income ≈ HK$104,254/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$731,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,346
−HK$3,345/mo
▼ 0.25% · 3.875%
HK$55,005
−HK$1,686/mo
Today · 4.125%
HK$56,691
baseline
▲ 0.50% · 4.625%
HK$60,140
+HK$3,449/mo
Deposit HK$7.80M · loan HK$11.70M · min. income ≈ HK$113,382/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$731,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,346
−HK$3,207/mo
▼ 0.25% · 3.875%
HK$60,938
−HK$1,615/mo
Today · 4.125%
HK$62,553
baseline
▲ 0.50% · 4.625%
HK$65,850
+HK$3,297/mo
Deposit HK$7.80M · loan HK$11.70M · min. income ≈ HK$125,106/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$731,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,237
−HK$3,902/mo
▼ 0.25% · 3.875%
HK$64,172
−HK$1,967/mo
Today · 4.125%
HK$66,139
baseline
▲ 0.50% · 4.625%
HK$70,164
+HK$4,025/mo
Deposit HK$5.85M · loan HK$13.65M · min. income ≈ HK$132,278/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$731,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,238
−HK$3,740/mo
▼ 0.25% · 3.875%
HK$71,094
−HK$1,884/mo
Today · 4.125%
HK$72,978
baseline
▲ 0.50% · 4.625%
HK$76,825
+HK$3,847/mo
Deposit HK$5.85M · loan HK$13.65M · min. income ≈ HK$145,956/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$731,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,018
−HK$5,018/mo
▼ 0.25% · 3.875%
HK$82,507
−HK$2,529/mo
Today · 4.125%
HK$85,036
baseline
▲ 0.50% · 4.625%
HK$90,211
+HK$5,175/mo
Deposit HK$1.95M · loan HK$17.55M · min. income ≈ HK$170,072/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$731,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,020
−HK$4,809/mo
▼ 0.25% · 3.875%
HK$91,407
−HK$2,422/mo
Today · 4.125%
HK$93,829
baseline
▲ 0.50% · 4.625%
HK$98,775
+HK$4,946/mo
Deposit HK$1.95M · loan HK$17.55M · min. income ≈ HK$187,658/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$731,081 · Scale 2, in force from 26 Feb 2026)