LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,458
−HK$2,788/mo
▼ 0.25% · 3.875%
HK$45,841
−HK$1,405/mo
Today · 4.125%
HK$47,246
baseline
▲ 0.50% · 4.625%
HK$50,121
+HK$2,875/mo
Deposit HK$9.75M · loan HK$9.75M · min. income ≈ HK$94,492/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$731,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,459
−HK$2,672/mo
▼ 0.25% · 3.875%
HK$50,786
−HK$1,345/mo
Today · 4.125%
HK$52,131
baseline
▲ 0.50% · 4.625%
HK$54,879
+HK$2,748/mo
Deposit HK$9.75M · loan HK$9.75M · min. income ≈ HK$104,262/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$731,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,350
−HK$3,345/mo
▼ 0.25% · 3.875%
HK$55,009
−HK$1,686/mo
Today · 4.125%
HK$56,695
baseline
▲ 0.50% · 4.625%
HK$60,145
+HK$3,450/mo
Deposit HK$7.80M · loan HK$11.70M · min. income ≈ HK$113,390/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$731,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,351
−HK$3,207/mo
▼ 0.25% · 3.875%
HK$60,943
−HK$1,615/mo
Today · 4.125%
HK$62,558
baseline
▲ 0.50% · 4.625%
HK$65,855
+HK$3,297/mo
Deposit HK$7.80M · loan HK$11.70M · min. income ≈ HK$125,116/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$731,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,241
−HK$3,903/mo
▼ 0.25% · 3.875%
HK$64,177
−HK$1,967/mo
Today · 4.125%
HK$66,144
baseline
▲ 0.50% · 4.625%
HK$70,169
+HK$4,025/mo
Deposit HK$5.85M · loan HK$13.65M · min. income ≈ HK$132,288/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$731,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,243
−HK$3,741/mo
▼ 0.25% · 3.875%
HK$71,100
−HK$1,884/mo
Today · 4.125%
HK$72,984
baseline
▲ 0.50% · 4.625%
HK$76,831
+HK$3,847/mo
Deposit HK$5.85M · loan HK$13.65M · min. income ≈ HK$145,968/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$731,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,025
−HK$5,018/mo
▼ 0.25% · 3.875%
HK$82,514
−HK$2,529/mo
Today · 4.125%
HK$85,043
baseline
▲ 0.50% · 4.625%
HK$90,217
+HK$5,174/mo
Deposit HK$1.95M · loan HK$17.55M · min. income ≈ HK$170,086/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$731,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,026
−HK$4,810/mo
▼ 0.25% · 3.875%
HK$91,414
−HK$2,422/mo
Today · 4.125%
HK$93,836
baseline
▲ 0.50% · 4.625%
HK$98,783
+HK$4,947/mo
Deposit HK$1.95M · loan HK$17.55M · min. income ≈ HK$187,672/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$731,136 · Scale 2, in force from 26 Feb 2026)