LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,461
−HK$2,788/mo
▼ 0.25% · 3.875%
HK$45,844
−HK$1,405/mo
Today · 4.125%
HK$47,249
baseline
▲ 0.50% · 4.625%
HK$50,124
+HK$2,875/mo
Deposit HK$9.75M · loan HK$9.75M · min. income ≈ HK$94,498/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$731,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,462
−HK$2,672/mo
▼ 0.25% · 3.875%
HK$50,789
−HK$1,345/mo
Today · 4.125%
HK$52,134
baseline
▲ 0.50% · 4.625%
HK$54,882
+HK$2,748/mo
Deposit HK$9.75M · loan HK$9.75M · min. income ≈ HK$104,268/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$731,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,353
−HK$3,346/mo
▼ 0.25% · 3.875%
HK$55,012
−HK$1,687/mo
Today · 4.125%
HK$56,699
baseline
▲ 0.50% · 4.625%
HK$60,149
+HK$3,450/mo
Deposit HK$7.80M · loan HK$11.70M · min. income ≈ HK$113,398/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$731,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,355
−HK$3,206/mo
▼ 0.25% · 3.875%
HK$60,946
−HK$1,615/mo
Today · 4.125%
HK$62,561
baseline
▲ 0.50% · 4.625%
HK$65,859
+HK$3,298/mo
Deposit HK$7.80M · loan HK$11.70M · min. income ≈ HK$125,122/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$731,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,245
−HK$3,903/mo
▼ 0.25% · 3.875%
HK$64,181
−HK$1,967/mo
Today · 4.125%
HK$66,148
baseline
▲ 0.50% · 4.625%
HK$70,173
+HK$4,025/mo
Deposit HK$5.85M · loan HK$13.65M · min. income ≈ HK$132,296/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$731,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,247
−HK$3,741/mo
▼ 0.25% · 3.875%
HK$71,104
−HK$1,884/mo
Today · 4.125%
HK$72,988
baseline
▲ 0.50% · 4.625%
HK$76,835
+HK$3,847/mo
Deposit HK$5.85M · loan HK$13.65M · min. income ≈ HK$145,976/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$731,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,029
−HK$5,019/mo
▼ 0.25% · 3.875%
HK$82,519
−HK$2,529/mo
Today · 4.125%
HK$85,048
baseline
▲ 0.50% · 4.625%
HK$90,223
+HK$5,175/mo
Deposit HK$1.95M · loan HK$17.55M · min. income ≈ HK$170,096/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$731,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,032
−HK$4,810/mo
▼ 0.25% · 3.875%
HK$91,420
−HK$2,422/mo
Today · 4.125%
HK$93,842
baseline
▲ 0.50% · 4.625%
HK$98,788
+HK$4,946/mo
Deposit HK$1.95M · loan HK$17.55M · min. income ≈ HK$187,684/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$731,180 · Scale 2, in force from 26 Feb 2026)