LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,464
−HK$2,788/mo
▼ 0.25% · 3.875%
HK$45,847
−HK$1,405/mo
Today · 4.125%
HK$47,252
baseline
▲ 0.50% · 4.625%
HK$50,127
+HK$2,875/mo
Deposit HK$9.75M · loan HK$9.75M · min. income ≈ HK$94,504/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$731,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,465
−HK$2,673/mo
▼ 0.25% · 3.875%
HK$50,792
−HK$1,346/mo
Today · 4.125%
HK$52,138
baseline
▲ 0.50% · 4.625%
HK$54,886
+HK$2,748/mo
Deposit HK$9.75M · loan HK$9.75M · min. income ≈ HK$104,276/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$731,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,356
−HK$3,346/mo
▼ 0.25% · 3.875%
HK$55,016
−HK$1,686/mo
Today · 4.125%
HK$56,702
baseline
▲ 0.50% · 4.625%
HK$60,152
+HK$3,450/mo
Deposit HK$7.80M · loan HK$11.70M · min. income ≈ HK$113,404/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$731,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,358
−HK$3,207/mo
▼ 0.25% · 3.875%
HK$60,950
−HK$1,615/mo
Today · 4.125%
HK$62,565
baseline
▲ 0.50% · 4.625%
HK$65,863
+HK$3,298/mo
Deposit HK$7.80M · loan HK$11.70M · min. income ≈ HK$125,130/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$731,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,249
−HK$3,904/mo
▼ 0.25% · 3.875%
HK$64,185
−HK$1,968/mo
Today · 4.125%
HK$66,153
baseline
▲ 0.50% · 4.625%
HK$70,178
+HK$4,025/mo
Deposit HK$5.85M · loan HK$13.65M · min. income ≈ HK$132,306/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$731,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,252
−HK$3,741/mo
▼ 0.25% · 3.875%
HK$71,109
−HK$1,884/mo
Today · 4.125%
HK$72,993
baseline
▲ 0.50% · 4.625%
HK$76,841
+HK$3,848/mo
Deposit HK$5.85M · loan HK$13.65M · min. income ≈ HK$145,986/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$731,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,035
−HK$5,018/mo
▼ 0.25% · 3.875%
HK$82,524
−HK$2,529/mo
Today · 4.125%
HK$85,053
baseline
▲ 0.50% · 4.625%
HK$90,229
+HK$5,176/mo
Deposit HK$1.95M · loan HK$17.55M · min. income ≈ HK$170,106/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$731,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,038
−HK$4,810/mo
▼ 0.25% · 3.875%
HK$91,426
−HK$2,422/mo
Today · 4.125%
HK$93,848
baseline
▲ 0.50% · 4.625%
HK$98,795
+HK$4,947/mo
Deposit HK$1.95M · loan HK$17.55M · min. income ≈ HK$187,696/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$731,228 · Scale 2, in force from 26 Feb 2026)