LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,466
−HK$2,788/mo
▼ 0.25% · 3.875%
HK$45,849
−HK$1,405/mo
Today · 4.125%
HK$47,254
baseline
▲ 0.50% · 4.625%
HK$50,129
+HK$2,875/mo
Deposit HK$9.75M · loan HK$9.75M · min. income ≈ HK$94,508/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$731,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,468
−HK$2,672/mo
▼ 0.25% · 3.875%
HK$50,794
−HK$1,346/mo
Today · 4.125%
HK$52,140
baseline
▲ 0.50% · 4.625%
HK$54,888
+HK$2,748/mo
Deposit HK$9.75M · loan HK$9.75M · min. income ≈ HK$104,280/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$731,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,359
−HK$3,346/mo
▼ 0.25% · 3.875%
HK$55,018
−HK$1,687/mo
Today · 4.125%
HK$56,705
baseline
▲ 0.50% · 4.625%
HK$60,155
+HK$3,450/mo
Deposit HK$7.80M · loan HK$11.70M · min. income ≈ HK$113,410/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$731,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,361
−HK$3,207/mo
▼ 0.25% · 3.875%
HK$60,953
−HK$1,615/mo
Today · 4.125%
HK$62,568
baseline
▲ 0.50% · 4.625%
HK$65,866
+HK$3,298/mo
Deposit HK$7.80M · loan HK$11.70M · min. income ≈ HK$125,136/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$731,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,252
−HK$3,904/mo
▼ 0.25% · 3.875%
HK$64,188
−HK$1,968/mo
Today · 4.125%
HK$66,156
baseline
▲ 0.50% · 4.625%
HK$70,181
+HK$4,025/mo
Deposit HK$5.85M · loan HK$13.65M · min. income ≈ HK$132,312/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$731,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,255
−HK$3,741/mo
▼ 0.25% · 3.875%
HK$71,112
−HK$1,884/mo
Today · 4.125%
HK$72,996
baseline
▲ 0.50% · 4.625%
HK$76,844
+HK$3,848/mo
Deposit HK$5.85M · loan HK$13.65M · min. income ≈ HK$145,992/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$731,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,038
−HK$5,019/mo
▼ 0.25% · 3.875%
HK$82,528
−HK$2,529/mo
Today · 4.125%
HK$85,057
baseline
▲ 0.50% · 4.625%
HK$90,233
+HK$5,176/mo
Deposit HK$1.95M · loan HK$17.55M · min. income ≈ HK$170,114/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$731,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,042
−HK$4,810/mo
▼ 0.25% · 3.875%
HK$91,430
−HK$2,422/mo
Today · 4.125%
HK$93,852
baseline
▲ 0.50% · 4.625%
HK$98,799
+HK$4,947/mo
Deposit HK$1.95M · loan HK$17.55M · min. income ≈ HK$187,704/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$731,260 · Scale 2, in force from 26 Feb 2026)