LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,466
−HK$2,789/mo
▼ 0.25% · 3.875%
HK$45,850
−HK$1,405/mo
Today · 4.125%
HK$47,255
baseline
▲ 0.50% · 4.625%
HK$50,130
+HK$2,875/mo
Deposit HK$9.75M · loan HK$9.75M · min. income ≈ HK$94,510/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$731,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,469
−HK$2,672/mo
▼ 0.25% · 3.875%
HK$50,795
−HK$1,346/mo
Today · 4.125%
HK$52,141
baseline
▲ 0.50% · 4.625%
HK$54,890
+HK$2,749/mo
Deposit HK$9.75M · loan HK$9.75M · min. income ≈ HK$104,282/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$731,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,360
−HK$3,346/mo
▼ 0.25% · 3.875%
HK$55,020
−HK$1,686/mo
Today · 4.125%
HK$56,706
baseline
▲ 0.50% · 4.625%
HK$60,156
+HK$3,450/mo
Deposit HK$7.80M · loan HK$11.70M · min. income ≈ HK$113,412/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$731,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,362
−HK$3,207/mo
▼ 0.25% · 3.875%
HK$60,954
−HK$1,615/mo
Today · 4.125%
HK$62,569
baseline
▲ 0.50% · 4.625%
HK$65,867
+HK$3,298/mo
Deposit HK$7.80M · loan HK$11.70M · min. income ≈ HK$125,138/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$731,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,253
−HK$3,904/mo
▼ 0.25% · 3.875%
HK$64,190
−HK$1,967/mo
Today · 4.125%
HK$66,157
baseline
▲ 0.50% · 4.625%
HK$70,182
+HK$4,025/mo
Deposit HK$5.85M · loan HK$13.65M · min. income ≈ HK$132,314/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$731,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,256
−HK$3,742/mo
▼ 0.25% · 3.875%
HK$71,113
−HK$1,885/mo
Today · 4.125%
HK$72,998
baseline
▲ 0.50% · 4.625%
HK$76,845
+HK$3,847/mo
Deposit HK$5.85M · loan HK$13.65M · min. income ≈ HK$145,996/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$731,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,040
−HK$5,019/mo
▼ 0.25% · 3.875%
HK$82,529
−HK$2,530/mo
Today · 4.125%
HK$85,059
baseline
▲ 0.50% · 4.625%
HK$90,234
+HK$5,175/mo
Deposit HK$1.95M · loan HK$17.55M · min. income ≈ HK$170,118/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$731,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,043
−HK$4,811/mo
▼ 0.25% · 3.875%
HK$91,431
−HK$2,423/mo
Today · 4.125%
HK$93,854
baseline
▲ 0.50% · 4.625%
HK$98,801
+HK$4,947/mo
Deposit HK$1.95M · loan HK$17.55M · min. income ≈ HK$187,708/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$731,275 · Scale 2, in force from 26 Feb 2026)