LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,469
−HK$2,789/mo
▼ 0.25% · 3.875%
HK$45,852
−HK$1,406/mo
Today · 4.125%
HK$47,258
baseline
▲ 0.50% · 4.625%
HK$50,133
+HK$2,875/mo
Deposit HK$9.75M · loan HK$9.75M · min. income ≈ HK$94,516/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$731,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,471
−HK$2,673/mo
▼ 0.25% · 3.875%
HK$50,798
−HK$1,346/mo
Today · 4.125%
HK$52,144
baseline
▲ 0.50% · 4.625%
HK$54,893
+HK$2,749/mo
Deposit HK$9.75M · loan HK$9.75M · min. income ≈ HK$104,288/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$731,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,363
−HK$3,346/mo
▼ 0.25% · 3.875%
HK$55,023
−HK$1,686/mo
Today · 4.125%
HK$56,709
baseline
▲ 0.50% · 4.625%
HK$60,160
+HK$3,451/mo
Deposit HK$7.80M · loan HK$11.70M · min. income ≈ HK$113,418/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$731,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,366
−HK$3,207/mo
▼ 0.25% · 3.875%
HK$60,958
−HK$1,615/mo
Today · 4.125%
HK$62,573
baseline
▲ 0.50% · 4.625%
HK$65,871
+HK$3,298/mo
Deposit HK$7.80M · loan HK$11.70M · min. income ≈ HK$125,146/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$731,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,257
−HK$3,904/mo
▼ 0.25% · 3.875%
HK$64,193
−HK$1,968/mo
Today · 4.125%
HK$66,161
baseline
▲ 0.50% · 4.625%
HK$70,186
+HK$4,025/mo
Deposit HK$5.85M · loan HK$13.65M · min. income ≈ HK$132,322/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$731,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,260
−HK$3,742/mo
▼ 0.25% · 3.875%
HK$71,117
−HK$1,885/mo
Today · 4.125%
HK$73,002
baseline
▲ 0.50% · 4.625%
HK$76,850
+HK$3,848/mo
Deposit HK$5.85M · loan HK$13.65M · min. income ≈ HK$146,004/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$731,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,044
−HK$5,020/mo
▼ 0.25% · 3.875%
HK$82,534
−HK$2,530/mo
Today · 4.125%
HK$85,064
baseline
▲ 0.50% · 4.625%
HK$90,240
+HK$5,176/mo
Deposit HK$1.95M · loan HK$17.55M · min. income ≈ HK$170,128/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$731,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,048
−HK$4,811/mo
▼ 0.25% · 3.875%
HK$91,437
−HK$2,422/mo
Today · 4.125%
HK$93,859
baseline
▲ 0.50% · 4.625%
HK$98,807
+HK$4,948/mo
Deposit HK$1.95M · loan HK$17.55M · min. income ≈ HK$187,718/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$731,316 · Scale 2, in force from 26 Feb 2026)