LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,472
−HK$2,788/mo
▼ 0.25% · 3.875%
HK$45,855
−HK$1,405/mo
Today · 4.125%
HK$47,260
baseline
▲ 0.50% · 4.625%
HK$50,136
+HK$2,876/mo
Deposit HK$9.75M · loan HK$9.75M · min. income ≈ HK$94,520/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$731,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,474
−HK$2,673/mo
▼ 0.25% · 3.875%
HK$50,801
−HK$1,346/mo
Today · 4.125%
HK$52,147
baseline
▲ 0.50% · 4.625%
HK$54,896
+HK$2,749/mo
Deposit HK$9.75M · loan HK$9.75M · min. income ≈ HK$104,294/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$731,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,366
−HK$3,346/mo
▼ 0.25% · 3.875%
HK$55,026
−HK$1,686/mo
Today · 4.125%
HK$56,712
baseline
▲ 0.50% · 4.625%
HK$60,163
+HK$3,451/mo
Deposit HK$7.80M · loan HK$11.70M · min. income ≈ HK$113,424/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$731,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,369
−HK$3,208/mo
▼ 0.25% · 3.875%
HK$60,961
−HK$1,616/mo
Today · 4.125%
HK$62,577
baseline
▲ 0.50% · 4.625%
HK$65,875
+HK$3,298/mo
Deposit HK$7.80M · loan HK$11.70M · min. income ≈ HK$125,154/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$731,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,260
−HK$3,904/mo
▼ 0.25% · 3.875%
HK$64,197
−HK$1,967/mo
Today · 4.125%
HK$66,164
baseline
▲ 0.50% · 4.625%
HK$70,190
+HK$4,026/mo
Deposit HK$5.85M · loan HK$13.65M · min. income ≈ HK$132,328/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$731,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,264
−HK$3,742/mo
▼ 0.25% · 3.875%
HK$71,121
−HK$1,885/mo
Today · 4.125%
HK$73,006
baseline
▲ 0.50% · 4.625%
HK$76,854
+HK$3,848/mo
Deposit HK$5.85M · loan HK$13.65M · min. income ≈ HK$146,012/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$731,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,049
−HK$5,020/mo
▼ 0.25% · 3.875%
HK$82,539
−HK$2,530/mo
Today · 4.125%
HK$85,069
baseline
▲ 0.50% · 4.625%
HK$90,245
+HK$5,176/mo
Deposit HK$1.95M · loan HK$17.55M · min. income ≈ HK$170,138/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$731,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,054
−HK$4,811/mo
▼ 0.25% · 3.875%
HK$91,442
−HK$2,423/mo
Today · 4.125%
HK$93,865
baseline
▲ 0.50% · 4.625%
HK$98,813
+HK$4,948/mo
Deposit HK$1.95M · loan HK$17.55M · min. income ≈ HK$187,730/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$731,358 · Scale 2, in force from 26 Feb 2026)