LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,475
−HK$2,789/mo
▼ 0.25% · 3.875%
HK$45,859
−HK$1,405/mo
Today · 4.125%
HK$47,264
baseline
▲ 0.50% · 4.625%
HK$50,140
+HK$2,876/mo
Deposit HK$9.75M · loan HK$9.75M · min. income ≈ HK$94,528/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$731,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,478
−HK$2,674/mo
▼ 0.25% · 3.875%
HK$50,805
−HK$1,347/mo
Today · 4.125%
HK$52,152
baseline
▲ 0.50% · 4.625%
HK$54,901
+HK$2,749/mo
Deposit HK$9.75M · loan HK$9.75M · min. income ≈ HK$104,304/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$731,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,370
−HK$3,347/mo
▼ 0.25% · 3.875%
HK$55,031
−HK$1,686/mo
Today · 4.125%
HK$56,717
baseline
▲ 0.50% · 4.625%
HK$60,168
+HK$3,451/mo
Deposit HK$7.80M · loan HK$11.70M · min. income ≈ HK$113,434/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$731,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,374
−HK$3,208/mo
▼ 0.25% · 3.875%
HK$60,966
−HK$1,616/mo
Today · 4.125%
HK$62,582
baseline
▲ 0.50% · 4.625%
HK$65,881
+HK$3,299/mo
Deposit HK$7.80M · loan HK$11.70M · min. income ≈ HK$125,164/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$731,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,266
−HK$3,904/mo
▼ 0.25% · 3.875%
HK$64,202
−HK$1,968/mo
Today · 4.125%
HK$66,170
baseline
▲ 0.50% · 4.625%
HK$70,196
+HK$4,026/mo
Deposit HK$5.85M · loan HK$13.65M · min. income ≈ HK$132,340/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$731,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,270
−HK$3,742/mo
▼ 0.25% · 3.875%
HK$71,128
−HK$1,884/mo
Today · 4.125%
HK$73,012
baseline
▲ 0.50% · 4.625%
HK$76,861
+HK$3,849/mo
Deposit HK$5.85M · loan HK$13.65M · min. income ≈ HK$146,024/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$731,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,056
−HK$5,020/mo
▼ 0.25% · 3.875%
HK$82,546
−HK$2,530/mo
Today · 4.125%
HK$85,076
baseline
▲ 0.50% · 4.625%
HK$90,253
+HK$5,177/mo
Deposit HK$1.95M · loan HK$17.55M · min. income ≈ HK$170,152/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$731,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,061
−HK$4,812/mo
▼ 0.25% · 3.875%
HK$91,450
−HK$2,423/mo
Today · 4.125%
HK$93,873
baseline
▲ 0.50% · 4.625%
HK$98,821
+HK$4,948/mo
Deposit HK$1.95M · loan HK$17.55M · min. income ≈ HK$187,746/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$731,421 · Scale 2, in force from 26 Feb 2026)