LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,478
−HK$2,789/mo
▼ 0.25% · 3.875%
HK$45,861
−HK$1,406/mo
Today · 4.125%
HK$47,267
baseline
▲ 0.50% · 4.625%
HK$50,143
+HK$2,876/mo
Deposit HK$9.75M · loan HK$9.75M · min. income ≈ HK$94,534/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$731,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,481
−HK$2,674/mo
▼ 0.25% · 3.875%
HK$50,808
−HK$1,347/mo
Today · 4.125%
HK$52,155
baseline
▲ 0.50% · 4.625%
HK$54,904
+HK$2,749/mo
Deposit HK$9.75M · loan HK$9.75M · min. income ≈ HK$104,310/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$731,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,373
−HK$3,347/mo
▼ 0.25% · 3.875%
HK$55,034
−HK$1,686/mo
Today · 4.125%
HK$56,720
baseline
▲ 0.50% · 4.625%
HK$60,172
+HK$3,452/mo
Deposit HK$7.80M · loan HK$11.70M · min. income ≈ HK$113,440/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$731,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,377
−HK$3,208/mo
▼ 0.25% · 3.875%
HK$60,970
−HK$1,615/mo
Today · 4.125%
HK$62,585
baseline
▲ 0.50% · 4.625%
HK$65,884
+HK$3,299/mo
Deposit HK$7.80M · loan HK$11.70M · min. income ≈ HK$125,170/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$731,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,269
−HK$3,905/mo
▼ 0.25% · 3.875%
HK$64,206
−HK$1,968/mo
Today · 4.125%
HK$66,174
baseline
▲ 0.50% · 4.625%
HK$70,200
+HK$4,026/mo
Deposit HK$5.85M · loan HK$13.65M · min. income ≈ HK$132,348/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$731,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,274
−HK$3,742/mo
▼ 0.25% · 3.875%
HK$71,132
−HK$1,884/mo
Today · 4.125%
HK$73,016
baseline
▲ 0.50% · 4.625%
HK$76,865
+HK$3,849/mo
Deposit HK$5.85M · loan HK$13.65M · min. income ≈ HK$146,032/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$731,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,060
−HK$5,021/mo
▼ 0.25% · 3.875%
HK$82,550
−HK$2,531/mo
Today · 4.125%
HK$85,081
baseline
▲ 0.50% · 4.625%
HK$90,258
+HK$5,177/mo
Deposit HK$1.95M · loan HK$17.56M · min. income ≈ HK$170,162/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$731,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,066
−HK$4,812/mo
▼ 0.25% · 3.875%
HK$91,455
−HK$2,423/mo
Today · 4.125%
HK$93,878
baseline
▲ 0.50% · 4.625%
HK$98,827
+HK$4,949/mo
Deposit HK$1.95M · loan HK$17.56M · min. income ≈ HK$187,756/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$731,462 · Scale 2, in force from 26 Feb 2026)