LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,480
−HK$2,790/mo
▼ 0.25% · 3.875%
HK$45,864
−HK$1,406/mo
Today · 4.125%
HK$47,270
baseline
▲ 0.50% · 4.625%
HK$50,146
+HK$2,876/mo
Deposit HK$9.75M · loan HK$9.75M · min. income ≈ HK$94,540/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$731,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,484
−HK$2,673/mo
▼ 0.25% · 3.875%
HK$50,811
−HK$1,346/mo
Today · 4.125%
HK$52,157
baseline
▲ 0.50% · 4.625%
HK$54,907
+HK$2,750/mo
Deposit HK$9.75M · loan HK$9.75M · min. income ≈ HK$104,314/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$731,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,376
−HK$3,348/mo
▼ 0.25% · 3.875%
HK$55,037
−HK$1,687/mo
Today · 4.125%
HK$56,724
baseline
▲ 0.50% · 4.625%
HK$60,175
+HK$3,451/mo
Deposit HK$7.80M · loan HK$11.70M · min. income ≈ HK$113,448/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$731,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,381
−HK$3,208/mo
▼ 0.25% · 3.875%
HK$60,973
−HK$1,616/mo
Today · 4.125%
HK$62,589
baseline
▲ 0.50% · 4.625%
HK$65,888
+HK$3,299/mo
Deposit HK$7.80M · loan HK$11.70M · min. income ≈ HK$125,178/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$731,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,273
−HK$3,905/mo
▼ 0.25% · 3.875%
HK$64,210
−HK$1,968/mo
Today · 4.125%
HK$66,178
baseline
▲ 0.50% · 4.625%
HK$70,204
+HK$4,026/mo
Deposit HK$5.85M · loan HK$13.65M · min. income ≈ HK$132,356/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$731,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,278
−HK$3,742/mo
▼ 0.25% · 3.875%
HK$71,136
−HK$1,884/mo
Today · 4.125%
HK$73,020
baseline
▲ 0.50% · 4.625%
HK$76,869
+HK$3,849/mo
Deposit HK$5.85M · loan HK$13.65M · min. income ≈ HK$146,040/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$731,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,065
−HK$5,020/mo
▼ 0.25% · 3.875%
HK$82,555
−HK$2,530/mo
Today · 4.125%
HK$85,085
baseline
▲ 0.50% · 4.625%
HK$90,263
+HK$5,178/mo
Deposit HK$1.95M · loan HK$17.56M · min. income ≈ HK$170,170/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$731,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,071
−HK$4,812/mo
▼ 0.25% · 3.875%
HK$91,460
−HK$2,423/mo
Today · 4.125%
HK$93,883
baseline
▲ 0.50% · 4.625%
HK$98,832
+HK$4,949/mo
Deposit HK$1.95M · loan HK$17.56M · min. income ≈ HK$187,766/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$731,503 · Scale 2, in force from 26 Feb 2026)