LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,481
−HK$2,789/mo
▼ 0.25% · 3.875%
HK$45,865
−HK$1,405/mo
Today · 4.125%
HK$47,270
baseline
▲ 0.50% · 4.625%
HK$50,147
+HK$2,877/mo
Deposit HK$9.75M · loan HK$9.75M · min. income ≈ HK$94,540/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$731,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,485
−HK$2,673/mo
▼ 0.25% · 3.875%
HK$50,812
−HK$1,346/mo
Today · 4.125%
HK$52,158
baseline
▲ 0.50% · 4.625%
HK$54,908
+HK$2,750/mo
Deposit HK$9.75M · loan HK$9.75M · min. income ≈ HK$104,316/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$731,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,377
−HK$3,348/mo
▼ 0.25% · 3.875%
HK$55,038
−HK$1,687/mo
Today · 4.125%
HK$56,725
baseline
▲ 0.50% · 4.625%
HK$60,176
+HK$3,451/mo
Deposit HK$7.80M · loan HK$11.70M · min. income ≈ HK$113,450/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$731,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,382
−HK$3,208/mo
▼ 0.25% · 3.875%
HK$60,974
−HK$1,616/mo
Today · 4.125%
HK$62,590
baseline
▲ 0.50% · 4.625%
HK$65,889
+HK$3,299/mo
Deposit HK$7.80M · loan HK$11.70M · min. income ≈ HK$125,180/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$731,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,274
−HK$3,905/mo
▼ 0.25% · 3.875%
HK$64,211
−HK$1,968/mo
Today · 4.125%
HK$66,179
baseline
▲ 0.50% · 4.625%
HK$70,206
+HK$4,027/mo
Deposit HK$5.85M · loan HK$13.65M · min. income ≈ HK$132,358/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$731,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,279
−HK$3,743/mo
▼ 0.25% · 3.875%
HK$71,137
−HK$1,885/mo
Today · 4.125%
HK$73,022
baseline
▲ 0.50% · 4.625%
HK$76,871
+HK$3,849/mo
Deposit HK$5.85M · loan HK$13.65M · min. income ≈ HK$146,044/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$731,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,066
−HK$5,021/mo
▼ 0.25% · 3.875%
HK$82,557
−HK$2,530/mo
Today · 4.125%
HK$85,087
baseline
▲ 0.50% · 4.625%
HK$90,264
+HK$5,177/mo
Deposit HK$1.95M · loan HK$17.56M · min. income ≈ HK$170,174/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$731,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,073
−HK$4,812/mo
▼ 0.25% · 3.875%
HK$91,462
−HK$2,423/mo
Today · 4.125%
HK$93,885
baseline
▲ 0.50% · 4.625%
HK$98,834
+HK$4,949/mo
Deposit HK$1.95M · loan HK$17.56M · min. income ≈ HK$187,770/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$731,516 · Scale 2, in force from 26 Feb 2026)