LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,484
−HK$2,790/mo
▼ 0.25% · 3.875%
HK$45,868
−HK$1,406/mo
Today · 4.125%
HK$47,274
baseline
▲ 0.50% · 4.625%
HK$50,150
+HK$2,876/mo
Deposit HK$9.75M · loan HK$9.75M · min. income ≈ HK$94,548/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$731,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,488
−HK$2,674/mo
▼ 0.25% · 3.875%
HK$50,815
−HK$1,347/mo
Today · 4.125%
HK$52,162
baseline
▲ 0.50% · 4.625%
HK$54,911
+HK$2,749/mo
Deposit HK$9.75M · loan HK$9.75M · min. income ≈ HK$104,324/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$731,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,381
−HK$3,347/mo
▼ 0.25% · 3.875%
HK$55,041
−HK$1,687/mo
Today · 4.125%
HK$56,728
baseline
▲ 0.50% · 4.625%
HK$60,180
+HK$3,452/mo
Deposit HK$7.80M · loan HK$11.70M · min. income ≈ HK$113,456/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$731,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,386
−HK$3,208/mo
▼ 0.25% · 3.875%
HK$60,978
−HK$1,616/mo
Today · 4.125%
HK$62,594
baseline
▲ 0.50% · 4.625%
HK$65,893
+HK$3,299/mo
Deposit HK$7.80M · loan HK$11.70M · min. income ≈ HK$125,188/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$731,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,278
−HK$3,905/mo
▼ 0.25% · 3.875%
HK$64,215
−HK$1,968/mo
Today · 4.125%
HK$66,183
baseline
▲ 0.50% · 4.625%
HK$70,210
+HK$4,027/mo
Deposit HK$5.85M · loan HK$13.66M · min. income ≈ HK$132,366/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$731,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,283
−HK$3,743/mo
▼ 0.25% · 3.875%
HK$71,141
−HK$1,885/mo
Today · 4.125%
HK$73,026
baseline
▲ 0.50% · 4.625%
HK$76,876
+HK$3,850/mo
Deposit HK$5.85M · loan HK$13.66M · min. income ≈ HK$146,052/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$731,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,071
−HK$5,021/mo
▼ 0.25% · 3.875%
HK$82,562
−HK$2,530/mo
Today · 4.125%
HK$85,092
baseline
▲ 0.50% · 4.625%
HK$90,270
+HK$5,178/mo
Deposit HK$1.95M · loan HK$17.56M · min. income ≈ HK$170,184/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$731,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,078
−HK$4,813/mo
▼ 0.25% · 3.875%
HK$91,467
−HK$2,424/mo
Today · 4.125%
HK$93,891
baseline
▲ 0.50% · 4.625%
HK$98,840
+HK$4,949/mo
Deposit HK$1.95M · loan HK$17.56M · min. income ≈ HK$187,782/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$731,563 · Scale 2, in force from 26 Feb 2026)