LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,485
−HK$2,790/mo
▼ 0.25% · 3.875%
HK$45,869
−HK$1,406/mo
Today · 4.125%
HK$47,275
baseline
▲ 0.50% · 4.625%
HK$50,151
+HK$2,876/mo
Deposit HK$9.75M · loan HK$9.75M · min. income ≈ HK$94,550/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$731,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,489
−HK$2,674/mo
▼ 0.25% · 3.875%
HK$50,817
−HK$1,346/mo
Today · 4.125%
HK$52,163
baseline
▲ 0.50% · 4.625%
HK$54,913
+HK$2,750/mo
Deposit HK$9.75M · loan HK$9.75M · min. income ≈ HK$104,326/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$731,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,382
−HK$3,348/mo
▼ 0.25% · 3.875%
HK$55,043
−HK$1,687/mo
Today · 4.125%
HK$56,730
baseline
▲ 0.50% · 4.625%
HK$60,182
+HK$3,452/mo
Deposit HK$7.80M · loan HK$11.71M · min. income ≈ HK$113,460/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$731,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,387
−HK$3,209/mo
▼ 0.25% · 3.875%
HK$60,980
−HK$1,616/mo
Today · 4.125%
HK$62,596
baseline
▲ 0.50% · 4.625%
HK$65,895
+HK$3,299/mo
Deposit HK$7.80M · loan HK$11.71M · min. income ≈ HK$125,192/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$731,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,279
−HK$3,906/mo
▼ 0.25% · 3.875%
HK$64,216
−HK$1,969/mo
Today · 4.125%
HK$66,185
baseline
▲ 0.50% · 4.625%
HK$70,212
+HK$4,027/mo
Deposit HK$5.85M · loan HK$13.66M · min. income ≈ HK$132,370/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$731,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,285
−HK$3,743/mo
▼ 0.25% · 3.875%
HK$71,143
−HK$1,885/mo
Today · 4.125%
HK$73,028
baseline
▲ 0.50% · 4.625%
HK$76,878
+HK$3,850/mo
Deposit HK$5.85M · loan HK$13.66M · min. income ≈ HK$146,056/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$731,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,073
−HK$5,021/mo
▼ 0.25% · 3.875%
HK$82,564
−HK$2,530/mo
Today · 4.125%
HK$85,094
baseline
▲ 0.50% · 4.625%
HK$90,272
+HK$5,178/mo
Deposit HK$1.95M · loan HK$17.56M · min. income ≈ HK$170,188/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$731,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,081
−HK$4,812/mo
▼ 0.25% · 3.875%
HK$91,470
−HK$2,423/mo
Today · 4.125%
HK$93,893
baseline
▲ 0.50% · 4.625%
HK$98,843
+HK$4,950/mo
Deposit HK$1.95M · loan HK$17.56M · min. income ≈ HK$187,786/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$731,581 · Scale 2, in force from 26 Feb 2026)