LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,488
−HK$2,789/mo
▼ 0.25% · 3.875%
HK$45,871
−HK$1,406/mo
Today · 4.125%
HK$47,277
baseline
▲ 0.50% · 4.625%
HK$50,154
+HK$2,877/mo
Deposit HK$9.75M · loan HK$9.75M · min. income ≈ HK$94,554/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$731,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,492
−HK$2,674/mo
▼ 0.25% · 3.875%
HK$50,819
−HK$1,347/mo
Today · 4.125%
HK$52,166
baseline
▲ 0.50% · 4.625%
HK$54,916
+HK$2,750/mo
Deposit HK$9.75M · loan HK$9.75M · min. income ≈ HK$104,332/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$731,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,385
−HK$3,348/mo
▼ 0.25% · 3.875%
HK$55,046
−HK$1,687/mo
Today · 4.125%
HK$56,733
baseline
▲ 0.50% · 4.625%
HK$60,185
+HK$3,452/mo
Deposit HK$7.80M · loan HK$11.71M · min. income ≈ HK$113,466/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$731,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,390
−HK$3,209/mo
▼ 0.25% · 3.875%
HK$60,983
−HK$1,616/mo
Today · 4.125%
HK$62,599
baseline
▲ 0.50% · 4.625%
HK$65,899
+HK$3,300/mo
Deposit HK$7.80M · loan HK$11.71M · min. income ≈ HK$125,198/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$731,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,283
−HK$3,905/mo
▼ 0.25% · 3.875%
HK$64,220
−HK$1,968/mo
Today · 4.125%
HK$66,188
baseline
▲ 0.50% · 4.625%
HK$70,216
+HK$4,028/mo
Deposit HK$5.85M · loan HK$13.66M · min. income ≈ HK$132,376/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$731,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,289
−HK$3,743/mo
▼ 0.25% · 3.875%
HK$71,147
−HK$1,885/mo
Today · 4.125%
HK$73,032
baseline
▲ 0.50% · 4.625%
HK$76,882
+HK$3,850/mo
Deposit HK$5.85M · loan HK$13.66M · min. income ≈ HK$146,064/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$731,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,078
−HK$5,021/mo
▼ 0.25% · 3.875%
HK$82,568
−HK$2,531/mo
Today · 4.125%
HK$85,099
baseline
▲ 0.50% · 4.625%
HK$90,277
+HK$5,178/mo
Deposit HK$1.95M · loan HK$17.56M · min. income ≈ HK$170,198/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$731,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,085
−HK$4,813/mo
▼ 0.25% · 3.875%
HK$91,475
−HK$2,423/mo
Today · 4.125%
HK$93,898
baseline
▲ 0.50% · 4.625%
HK$98,848
+HK$4,950/mo
Deposit HK$1.95M · loan HK$17.56M · min. income ≈ HK$187,796/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$731,621 · Scale 2, in force from 26 Feb 2026)