LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,488
−HK$2,790/mo
▼ 0.25% · 3.875%
HK$45,872
−HK$1,406/mo
Today · 4.125%
HK$47,278
baseline
▲ 0.50% · 4.625%
HK$50,155
+HK$2,877/mo
Deposit HK$9.76M · loan HK$9.76M · min. income ≈ HK$94,556/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$731,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,492
−HK$2,674/mo
▼ 0.25% · 3.875%
HK$50,820
−HK$1,346/mo
Today · 4.125%
HK$52,166
baseline
▲ 0.50% · 4.625%
HK$54,916
+HK$2,750/mo
Deposit HK$9.76M · loan HK$9.76M · min. income ≈ HK$104,332/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$731,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,386
−HK$3,347/mo
▼ 0.25% · 3.875%
HK$55,046
−HK$1,687/mo
Today · 4.125%
HK$56,733
baseline
▲ 0.50% · 4.625%
HK$60,185
+HK$3,452/mo
Deposit HK$7.80M · loan HK$11.71M · min. income ≈ HK$113,466/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$731,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,391
−HK$3,209/mo
▼ 0.25% · 3.875%
HK$60,984
−HK$1,616/mo
Today · 4.125%
HK$62,600
baseline
▲ 0.50% · 4.625%
HK$65,899
+HK$3,299/mo
Deposit HK$7.80M · loan HK$11.71M · min. income ≈ HK$125,200/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$731,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,283
−HK$3,906/mo
▼ 0.25% · 3.875%
HK$64,221
−HK$1,968/mo
Today · 4.125%
HK$66,189
baseline
▲ 0.50% · 4.625%
HK$70,216
+HK$4,027/mo
Deposit HK$5.85M · loan HK$13.66M · min. income ≈ HK$132,378/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$731,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,289
−HK$3,744/mo
▼ 0.25% · 3.875%
HK$71,148
−HK$1,885/mo
Today · 4.125%
HK$73,033
baseline
▲ 0.50% · 4.625%
HK$76,883
+HK$3,850/mo
Deposit HK$5.85M · loan HK$13.66M · min. income ≈ HK$146,066/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$731,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,078
−HK$5,022/mo
▼ 0.25% · 3.875%
HK$82,569
−HK$2,531/mo
Today · 4.125%
HK$85,100
baseline
▲ 0.50% · 4.625%
HK$90,278
+HK$5,178/mo
Deposit HK$1.95M · loan HK$17.56M · min. income ≈ HK$170,200/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$731,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,086
−HK$4,814/mo
▼ 0.25% · 3.875%
HK$91,476
−HK$2,424/mo
Today · 4.125%
HK$93,900
baseline
▲ 0.50% · 4.625%
HK$98,849
+HK$4,949/mo
Deposit HK$1.95M · loan HK$17.56M · min. income ≈ HK$187,800/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$731,629 · Scale 2, in force from 26 Feb 2026)