LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,490
−HK$2,789/mo
▼ 0.25% · 3.875%
HK$45,873
−HK$1,406/mo
Today · 4.125%
HK$47,279
baseline
▲ 0.50% · 4.625%
HK$50,156
+HK$2,877/mo
Deposit HK$9.76M · loan HK$9.76M · min. income ≈ HK$94,558/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$731,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,494
−HK$2,674/mo
▼ 0.25% · 3.875%
HK$50,822
−HK$1,346/mo
Today · 4.125%
HK$52,168
baseline
▲ 0.50% · 4.625%
HK$54,918
+HK$2,750/mo
Deposit HK$9.76M · loan HK$9.76M · min. income ≈ HK$104,336/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$731,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,387
−HK$3,348/mo
▼ 0.25% · 3.875%
HK$55,048
−HK$1,687/mo
Today · 4.125%
HK$56,735
baseline
▲ 0.50% · 4.625%
HK$60,188
+HK$3,453/mo
Deposit HK$7.80M · loan HK$11.71M · min. income ≈ HK$113,470/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$731,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,393
−HK$3,209/mo
▼ 0.25% · 3.875%
HK$60,986
−HK$1,616/mo
Today · 4.125%
HK$62,602
baseline
▲ 0.50% · 4.625%
HK$65,902
+HK$3,300/mo
Deposit HK$7.80M · loan HK$11.71M · min. income ≈ HK$125,204/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$731,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,285
−HK$3,906/mo
▼ 0.25% · 3.875%
HK$64,223
−HK$1,968/mo
Today · 4.125%
HK$66,191
baseline
▲ 0.50% · 4.625%
HK$70,219
+HK$4,028/mo
Deposit HK$5.85M · loan HK$13.66M · min. income ≈ HK$132,382/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$731,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,292
−HK$3,743/mo
▼ 0.25% · 3.875%
HK$71,150
−HK$1,885/mo
Today · 4.125%
HK$73,035
baseline
▲ 0.50% · 4.625%
HK$76,885
+HK$3,850/mo
Deposit HK$5.85M · loan HK$13.66M · min. income ≈ HK$146,070/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$731,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,081
−HK$5,022/mo
▼ 0.25% · 3.875%
HK$82,572
−HK$2,531/mo
Today · 4.125%
HK$85,103
baseline
▲ 0.50% · 4.625%
HK$90,281
+HK$5,178/mo
Deposit HK$1.95M · loan HK$17.56M · min. income ≈ HK$170,206/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$731,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,090
−HK$4,813/mo
▼ 0.25% · 3.875%
HK$91,479
−HK$2,424/mo
Today · 4.125%
HK$93,903
baseline
▲ 0.50% · 4.625%
HK$98,853
+HK$4,950/mo
Deposit HK$1.95M · loan HK$17.56M · min. income ≈ HK$187,806/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$731,654 · Scale 2, in force from 26 Feb 2026)