LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,490
−HK$2,790/mo
▼ 0.25% · 3.875%
HK$45,874
−HK$1,406/mo
Today · 4.125%
HK$47,280
baseline
▲ 0.50% · 4.625%
HK$50,157
+HK$2,877/mo
Deposit HK$9.76M · loan HK$9.76M · min. income ≈ HK$94,560/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$731,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,495
−HK$2,674/mo
▼ 0.25% · 3.875%
HK$50,822
−HK$1,347/mo
Today · 4.125%
HK$52,169
baseline
▲ 0.50% · 4.625%
HK$54,919
+HK$2,750/mo
Deposit HK$9.76M · loan HK$9.76M · min. income ≈ HK$104,338/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$731,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,388
−HK$3,348/mo
▼ 0.25% · 3.875%
HK$55,049
−HK$1,687/mo
Today · 4.125%
HK$56,736
baseline
▲ 0.50% · 4.625%
HK$60,188
+HK$3,452/mo
Deposit HK$7.80M · loan HK$11.71M · min. income ≈ HK$113,472/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$731,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,394
−HK$3,209/mo
▼ 0.25% · 3.875%
HK$60,987
−HK$1,616/mo
Today · 4.125%
HK$62,603
baseline
▲ 0.50% · 4.625%
HK$65,903
+HK$3,300/mo
Deposit HK$7.80M · loan HK$11.71M · min. income ≈ HK$125,206/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$731,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,286
−HK$3,906/mo
▼ 0.25% · 3.875%
HK$64,224
−HK$1,968/mo
Today · 4.125%
HK$66,192
baseline
▲ 0.50% · 4.625%
HK$70,220
+HK$4,028/mo
Deposit HK$5.85M · loan HK$13.66M · min. income ≈ HK$132,384/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$731,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,293
−HK$3,744/mo
▼ 0.25% · 3.875%
HK$71,151
−HK$1,886/mo
Today · 4.125%
HK$73,037
baseline
▲ 0.50% · 4.625%
HK$76,886
+HK$3,849/mo
Deposit HK$5.85M · loan HK$13.66M · min. income ≈ HK$146,074/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$731,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,082
−HK$5,022/mo
▼ 0.25% · 3.875%
HK$82,573
−HK$2,531/mo
Today · 4.125%
HK$85,104
baseline
▲ 0.50% · 4.625%
HK$90,283
+HK$5,179/mo
Deposit HK$1.95M · loan HK$17.56M · min. income ≈ HK$170,208/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$731,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,091
−HK$4,813/mo
▼ 0.25% · 3.875%
HK$91,480
−HK$2,424/mo
Today · 4.125%
HK$93,904
baseline
▲ 0.50% · 4.625%
HK$98,854
+HK$4,950/mo
Deposit HK$1.95M · loan HK$17.56M · min. income ≈ HK$187,808/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$731,665 · Scale 2, in force from 26 Feb 2026)