LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,491
−HK$2,790/mo
▼ 0.25% · 3.875%
HK$45,875
−HK$1,406/mo
Today · 4.125%
HK$47,281
baseline
▲ 0.50% · 4.625%
HK$50,158
+HK$2,877/mo
Deposit HK$9.76M · loan HK$9.76M · min. income ≈ HK$94,562/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$731,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,495
−HK$2,675/mo
▼ 0.25% · 3.875%
HK$50,823
−HK$1,347/mo
Today · 4.125%
HK$52,170
baseline
▲ 0.50% · 4.625%
HK$54,920
+HK$2,750/mo
Deposit HK$9.76M · loan HK$9.76M · min. income ≈ HK$104,340/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$731,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,389
−HK$3,348/mo
▼ 0.25% · 3.875%
HK$55,050
−HK$1,687/mo
Today · 4.125%
HK$56,737
baseline
▲ 0.50% · 4.625%
HK$60,189
+HK$3,452/mo
Deposit HK$7.80M · loan HK$11.71M · min. income ≈ HK$113,474/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$731,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,395
−HK$3,208/mo
▼ 0.25% · 3.875%
HK$60,988
−HK$1,615/mo
Today · 4.125%
HK$62,603
baseline
▲ 0.50% · 4.625%
HK$65,903
+HK$3,300/mo
Deposit HK$7.80M · loan HK$11.71M · min. income ≈ HK$125,206/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$731,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,287
−HK$3,906/mo
▼ 0.25% · 3.875%
HK$64,224
−HK$1,969/mo
Today · 4.125%
HK$66,193
baseline
▲ 0.50% · 4.625%
HK$70,221
+HK$4,028/mo
Deposit HK$5.85M · loan HK$13.66M · min. income ≈ HK$132,386/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$731,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,294
−HK$3,743/mo
▼ 0.25% · 3.875%
HK$71,152
−HK$1,885/mo
Today · 4.125%
HK$73,037
baseline
▲ 0.50% · 4.625%
HK$76,887
+HK$3,850/mo
Deposit HK$5.85M · loan HK$13.66M · min. income ≈ HK$146,074/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$731,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,083
−HK$5,022/mo
▼ 0.25% · 3.875%
HK$82,574
−HK$2,531/mo
Today · 4.125%
HK$85,105
baseline
▲ 0.50% · 4.625%
HK$90,284
+HK$5,179/mo
Deposit HK$1.95M · loan HK$17.56M · min. income ≈ HK$170,210/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$731,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,092
−HK$4,813/mo
▼ 0.25% · 3.875%
HK$91,481
−HK$2,424/mo
Today · 4.125%
HK$93,905
baseline
▲ 0.50% · 4.625%
HK$98,855
+HK$4,950/mo
Deposit HK$1.95M · loan HK$17.56M · min. income ≈ HK$187,810/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$731,674 · Scale 2, in force from 26 Feb 2026)