LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,491
−HK$2,790/mo
▼ 0.25% · 3.875%
HK$45,875
−HK$1,406/mo
Today · 4.125%
HK$47,281
baseline
▲ 0.50% · 4.625%
HK$50,158
+HK$2,877/mo
Deposit HK$9.76M · loan HK$9.76M · min. income ≈ HK$94,562/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$731,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,496
−HK$2,674/mo
▼ 0.25% · 3.875%
HK$50,824
−HK$1,346/mo
Today · 4.125%
HK$52,170
baseline
▲ 0.50% · 4.625%
HK$54,920
+HK$2,750/mo
Deposit HK$9.76M · loan HK$9.76M · min. income ≈ HK$104,340/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$731,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,390
−HK$3,348/mo
▼ 0.25% · 3.875%
HK$55,050
−HK$1,688/mo
Today · 4.125%
HK$56,738
baseline
▲ 0.50% · 4.625%
HK$60,190
+HK$3,452/mo
Deposit HK$7.80M · loan HK$11.71M · min. income ≈ HK$113,476/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$731,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,395
−HK$3,209/mo
▼ 0.25% · 3.875%
HK$60,988
−HK$1,616/mo
Today · 4.125%
HK$62,604
baseline
▲ 0.50% · 4.625%
HK$65,904
+HK$3,300/mo
Deposit HK$7.80M · loan HK$11.71M · min. income ≈ HK$125,208/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$731,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,288
−HK$3,906/mo
▼ 0.25% · 3.875%
HK$64,225
−HK$1,969/mo
Today · 4.125%
HK$66,194
baseline
▲ 0.50% · 4.625%
HK$70,222
+HK$4,028/mo
Deposit HK$5.85M · loan HK$13.66M · min. income ≈ HK$132,388/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$731,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,295
−HK$3,743/mo
▼ 0.25% · 3.875%
HK$71,153
−HK$1,885/mo
Today · 4.125%
HK$73,038
baseline
▲ 0.50% · 4.625%
HK$76,888
+HK$3,850/mo
Deposit HK$5.85M · loan HK$13.66M · min. income ≈ HK$146,076/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$731,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,084
−HK$5,022/mo
▼ 0.25% · 3.875%
HK$82,575
−HK$2,531/mo
Today · 4.125%
HK$85,106
baseline
▲ 0.50% · 4.625%
HK$90,285
+HK$5,179/mo
Deposit HK$1.95M · loan HK$17.56M · min. income ≈ HK$170,212/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$731,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,093
−HK$4,813/mo
▼ 0.25% · 3.875%
HK$91,482
−HK$2,424/mo
Today · 4.125%
HK$93,906
baseline
▲ 0.50% · 4.625%
HK$98,856
+HK$4,950/mo
Deposit HK$1.95M · loan HK$17.56M · min. income ≈ HK$187,812/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$731,682 · Scale 2, in force from 26 Feb 2026)