LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,492
−HK$2,790/mo
▼ 0.25% · 3.875%
HK$45,876
−HK$1,406/mo
Today · 4.125%
HK$47,282
baseline
▲ 0.50% · 4.625%
HK$50,159
+HK$2,877/mo
Deposit HK$9.76M · loan HK$9.76M · min. income ≈ HK$94,564/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$731,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,497
−HK$2,674/mo
▼ 0.25% · 3.875%
HK$50,824
−HK$1,347/mo
Today · 4.125%
HK$52,171
baseline
▲ 0.50% · 4.625%
HK$54,921
+HK$2,750/mo
Deposit HK$9.76M · loan HK$9.76M · min. income ≈ HK$104,342/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$731,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,390
−HK$3,348/mo
▼ 0.25% · 3.875%
HK$55,051
−HK$1,687/mo
Today · 4.125%
HK$56,738
baseline
▲ 0.50% · 4.625%
HK$60,190
+HK$3,452/mo
Deposit HK$7.80M · loan HK$11.71M · min. income ≈ HK$113,476/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$731,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,396
−HK$3,209/mo
▼ 0.25% · 3.875%
HK$60,989
−HK$1,616/mo
Today · 4.125%
HK$62,605
baseline
▲ 0.50% · 4.625%
HK$65,905
+HK$3,300/mo
Deposit HK$7.80M · loan HK$11.71M · min. income ≈ HK$125,210/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$731,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,288
−HK$3,906/mo
▼ 0.25% · 3.875%
HK$64,226
−HK$1,968/mo
Today · 4.125%
HK$66,194
baseline
▲ 0.50% · 4.625%
HK$70,222
+HK$4,028/mo
Deposit HK$5.85M · loan HK$13.66M · min. income ≈ HK$132,388/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$731,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,295
−HK$3,744/mo
▼ 0.25% · 3.875%
HK$71,154
−HK$1,885/mo
Today · 4.125%
HK$73,039
baseline
▲ 0.50% · 4.625%
HK$76,889
+HK$3,850/mo
Deposit HK$5.85M · loan HK$13.66M · min. income ≈ HK$146,078/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$731,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,085
−HK$5,022/mo
▼ 0.25% · 3.875%
HK$82,576
−HK$2,531/mo
Today · 4.125%
HK$85,107
baseline
▲ 0.50% · 4.625%
HK$90,286
+HK$5,179/mo
Deposit HK$1.95M · loan HK$17.56M · min. income ≈ HK$170,214/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$731,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,094
−HK$4,813/mo
▼ 0.25% · 3.875%
HK$91,483
−HK$2,424/mo
Today · 4.125%
HK$93,907
baseline
▲ 0.50% · 4.625%
HK$98,857
+HK$4,950/mo
Deposit HK$1.95M · loan HK$17.56M · min. income ≈ HK$187,814/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$731,690 · Scale 2, in force from 26 Feb 2026)