LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,493
−HK$2,790/mo
▼ 0.25% · 3.875%
HK$45,877
−HK$1,406/mo
Today · 4.125%
HK$47,283
baseline
▲ 0.50% · 4.625%
HK$50,160
+HK$2,877/mo
Deposit HK$9.76M · loan HK$9.76M · min. income ≈ HK$94,566/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$731,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,498
−HK$2,674/mo
▼ 0.25% · 3.875%
HK$50,825
−HK$1,347/mo
Today · 4.125%
HK$52,172
baseline
▲ 0.50% · 4.625%
HK$54,922
+HK$2,750/mo
Deposit HK$9.76M · loan HK$9.76M · min. income ≈ HK$104,344/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$731,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,391
−HK$3,349/mo
▼ 0.25% · 3.875%
HK$55,052
−HK$1,688/mo
Today · 4.125%
HK$56,740
baseline
▲ 0.50% · 4.625%
HK$60,192
+HK$3,452/mo
Deposit HK$7.80M · loan HK$11.71M · min. income ≈ HK$113,480/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$731,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,397
−HK$3,210/mo
▼ 0.25% · 3.875%
HK$60,990
−HK$1,617/mo
Today · 4.125%
HK$62,607
baseline
▲ 0.50% · 4.625%
HK$65,907
+HK$3,300/mo
Deposit HK$7.80M · loan HK$11.71M · min. income ≈ HK$125,214/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$731,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,290
−HK$3,906/mo
▼ 0.25% · 3.875%
HK$64,228
−HK$1,968/mo
Today · 4.125%
HK$66,196
baseline
▲ 0.50% · 4.625%
HK$70,224
+HK$4,028/mo
Deposit HK$5.85M · loan HK$13.66M · min. income ≈ HK$132,392/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$731,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,297
−HK$3,744/mo
▼ 0.25% · 3.875%
HK$71,156
−HK$1,885/mo
Today · 4.125%
HK$73,041
baseline
▲ 0.50% · 4.625%
HK$76,891
+HK$3,850/mo
Deposit HK$5.85M · loan HK$13.66M · min. income ≈ HK$146,082/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$731,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,087
−HK$5,022/mo
▼ 0.25% · 3.875%
HK$82,578
−HK$2,531/mo
Today · 4.125%
HK$85,109
baseline
▲ 0.50% · 4.625%
HK$90,288
+HK$5,179/mo
Deposit HK$1.95M · loan HK$17.56M · min. income ≈ HK$170,218/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$731,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,096
−HK$4,814/mo
▼ 0.25% · 3.875%
HK$91,486
−HK$2,424/mo
Today · 4.125%
HK$93,910
baseline
▲ 0.50% · 4.625%
HK$98,860
+HK$4,950/mo
Deposit HK$1.95M · loan HK$17.56M · min. income ≈ HK$187,820/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$731,709 · Scale 2, in force from 26 Feb 2026)