LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,495
−HK$2,790/mo
▼ 0.25% · 3.875%
HK$45,879
−HK$1,406/mo
Today · 4.125%
HK$47,285
baseline
▲ 0.50% · 4.625%
HK$50,162
+HK$2,877/mo
Deposit HK$9.76M · loan HK$9.76M · min. income ≈ HK$94,570/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$731,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,500
−HK$2,674/mo
▼ 0.25% · 3.875%
HK$50,827
−HK$1,347/mo
Today · 4.125%
HK$52,174
baseline
▲ 0.50% · 4.625%
HK$54,924
+HK$2,750/mo
Deposit HK$9.76M · loan HK$9.76M · min. income ≈ HK$104,348/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$731,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,394
−HK$3,348/mo
▼ 0.25% · 3.875%
HK$55,054
−HK$1,688/mo
Today · 4.125%
HK$56,742
baseline
▲ 0.50% · 4.625%
HK$60,194
+HK$3,452/mo
Deposit HK$7.81M · loan HK$11.71M · min. income ≈ HK$113,484/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$731,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,400
−HK$3,209/mo
▼ 0.25% · 3.875%
HK$60,993
−HK$1,616/mo
Today · 4.125%
HK$62,609
baseline
▲ 0.50% · 4.625%
HK$65,909
+HK$3,300/mo
Deposit HK$7.81M · loan HK$11.71M · min. income ≈ HK$125,218/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$731,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,292
−HK$3,907/mo
▼ 0.25% · 3.875%
HK$64,230
−HK$1,969/mo
Today · 4.125%
HK$66,199
baseline
▲ 0.50% · 4.625%
HK$70,227
+HK$4,028/mo
Deposit HK$5.85M · loan HK$13.66M · min. income ≈ HK$132,398/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$731,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,300
−HK$3,744/mo
▼ 0.25% · 3.875%
HK$71,158
−HK$1,886/mo
Today · 4.125%
HK$73,044
baseline
▲ 0.50% · 4.625%
HK$76,894
+HK$3,850/mo
Deposit HK$5.85M · loan HK$13.66M · min. income ≈ HK$146,088/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$731,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,090
−HK$5,023/mo
▼ 0.25% · 3.875%
HK$82,582
−HK$2,531/mo
Today · 4.125%
HK$85,113
baseline
▲ 0.50% · 4.625%
HK$90,292
+HK$5,179/mo
Deposit HK$1.95M · loan HK$17.56M · min. income ≈ HK$170,226/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$731,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,100
−HK$4,813/mo
▼ 0.25% · 3.875%
HK$91,489
−HK$2,424/mo
Today · 4.125%
HK$93,913
baseline
▲ 0.50% · 4.625%
HK$98,864
+HK$4,951/mo
Deposit HK$1.95M · loan HK$17.56M · min. income ≈ HK$187,826/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$731,737 · Scale 2, in force from 26 Feb 2026)