LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,496
−HK$2,790/mo
▼ 0.25% · 3.875%
HK$45,880
−HK$1,406/mo
Today · 4.125%
HK$47,286
baseline
▲ 0.50% · 4.625%
HK$50,163
+HK$2,877/mo
Deposit HK$9.76M · loan HK$9.76M · min. income ≈ HK$94,572/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$731,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,501
−HK$2,674/mo
▼ 0.25% · 3.875%
HK$50,829
−HK$1,346/mo
Today · 4.125%
HK$52,175
baseline
▲ 0.50% · 4.625%
HK$54,926
+HK$2,751/mo
Deposit HK$9.76M · loan HK$9.76M · min. income ≈ HK$104,350/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$731,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,395
−HK$3,348/mo
▼ 0.25% · 3.875%
HK$55,056
−HK$1,687/mo
Today · 4.125%
HK$56,743
baseline
▲ 0.50% · 4.625%
HK$60,196
+HK$3,453/mo
Deposit HK$7.81M · loan HK$11.71M · min. income ≈ HK$113,486/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$731,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,401
−HK$3,209/mo
▼ 0.25% · 3.875%
HK$60,994
−HK$1,616/mo
Today · 4.125%
HK$62,610
baseline
▲ 0.50% · 4.625%
HK$65,911
+HK$3,301/mo
Deposit HK$7.81M · loan HK$11.71M · min. income ≈ HK$125,220/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$731,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,294
−HK$3,906/mo
▼ 0.25% · 3.875%
HK$64,232
−HK$1,968/mo
Today · 4.125%
HK$66,200
baseline
▲ 0.50% · 4.625%
HK$70,228
+HK$4,028/mo
Deposit HK$5.85M · loan HK$13.66M · min. income ≈ HK$132,400/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$731,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,301
−HK$3,744/mo
▼ 0.25% · 3.875%
HK$71,160
−HK$1,885/mo
Today · 4.125%
HK$73,045
baseline
▲ 0.50% · 4.625%
HK$76,896
+HK$3,851/mo
Deposit HK$5.85M · loan HK$13.66M · min. income ≈ HK$146,090/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$731,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,092
−HK$5,023/mo
▼ 0.25% · 3.875%
HK$82,583
−HK$2,532/mo
Today · 4.125%
HK$85,115
baseline
▲ 0.50% · 4.625%
HK$90,294
+HK$5,179/mo
Deposit HK$1.95M · loan HK$17.56M · min. income ≈ HK$170,230/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$731,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,102
−HK$4,814/mo
▼ 0.25% · 3.875%
HK$91,491
−HK$2,425/mo
Today · 4.125%
HK$93,916
baseline
▲ 0.50% · 4.625%
HK$98,866
+HK$4,950/mo
Deposit HK$1.95M · loan HK$17.56M · min. income ≈ HK$187,832/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$731,754 · Scale 2, in force from 26 Feb 2026)