LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,496
−HK$2,790/mo
▼ 0.25% · 3.875%
HK$45,880
−HK$1,406/mo
Today · 4.125%
HK$47,286
baseline
▲ 0.50% · 4.625%
HK$50,164
+HK$2,878/mo
Deposit HK$9.76M · loan HK$9.76M · min. income ≈ HK$94,572/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$731,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,501
−HK$2,675/mo
▼ 0.25% · 3.875%
HK$50,829
−HK$1,347/mo
Today · 4.125%
HK$52,176
baseline
▲ 0.50% · 4.625%
HK$54,926
+HK$2,750/mo
Deposit HK$9.76M · loan HK$9.76M · min. income ≈ HK$104,352/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$731,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,395
−HK$3,349/mo
▼ 0.25% · 3.875%
HK$55,056
−HK$1,688/mo
Today · 4.125%
HK$56,744
baseline
▲ 0.50% · 4.625%
HK$60,196
+HK$3,452/mo
Deposit HK$7.81M · loan HK$11.71M · min. income ≈ HK$113,488/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$731,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,402
−HK$3,209/mo
▼ 0.25% · 3.875%
HK$60,995
−HK$1,616/mo
Today · 4.125%
HK$62,611
baseline
▲ 0.50% · 4.625%
HK$65,911
+HK$3,300/mo
Deposit HK$7.81M · loan HK$11.71M · min. income ≈ HK$125,222/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$731,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,294
−HK$3,907/mo
▼ 0.25% · 3.875%
HK$64,232
−HK$1,969/mo
Today · 4.125%
HK$66,201
baseline
▲ 0.50% · 4.625%
HK$70,229
+HK$4,028/mo
Deposit HK$5.85M · loan HK$13.66M · min. income ≈ HK$132,402/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$731,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,302
−HK$3,744/mo
▼ 0.25% · 3.875%
HK$71,161
−HK$1,885/mo
Today · 4.125%
HK$73,046
baseline
▲ 0.50% · 4.625%
HK$76,897
+HK$3,851/mo
Deposit HK$5.85M · loan HK$13.66M · min. income ≈ HK$146,092/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$731,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,093
−HK$5,022/mo
▼ 0.25% · 3.875%
HK$82,584
−HK$2,531/mo
Today · 4.125%
HK$85,115
baseline
▲ 0.50% · 4.625%
HK$90,294
+HK$5,179/mo
Deposit HK$1.95M · loan HK$17.56M · min. income ≈ HK$170,230/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$731,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,103
−HK$4,813/mo
▼ 0.25% · 3.875%
HK$91,492
−HK$2,424/mo
Today · 4.125%
HK$93,916
baseline
▲ 0.50% · 4.625%
HK$98,867
+HK$4,951/mo
Deposit HK$1.95M · loan HK$17.56M · min. income ≈ HK$187,832/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$731,761 · Scale 2, in force from 26 Feb 2026)