LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,498
−HK$2,790/mo
▼ 0.25% · 3.875%
HK$45,882
−HK$1,406/mo
Today · 4.125%
HK$47,288
baseline
▲ 0.50% · 4.625%
HK$50,165
+HK$2,877/mo
Deposit HK$9.76M · loan HK$9.76M · min. income ≈ HK$94,576/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$731,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,503
−HK$2,675/mo
▼ 0.25% · 3.875%
HK$50,831
−HK$1,347/mo
Today · 4.125%
HK$52,178
baseline
▲ 0.50% · 4.625%
HK$54,928
+HK$2,750/mo
Deposit HK$9.76M · loan HK$9.76M · min. income ≈ HK$104,356/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$731,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,397
−HK$3,348/mo
▼ 0.25% · 3.875%
HK$55,058
−HK$1,687/mo
Today · 4.125%
HK$56,745
baseline
▲ 0.50% · 4.625%
HK$60,198
+HK$3,453/mo
Deposit HK$7.81M · loan HK$11.71M · min. income ≈ HK$113,490/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$731,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,404
−HK$3,209/mo
▼ 0.25% · 3.875%
HK$60,997
−HK$1,616/mo
Today · 4.125%
HK$62,613
baseline
▲ 0.50% · 4.625%
HK$65,913
+HK$3,300/mo
Deposit HK$7.81M · loan HK$11.71M · min. income ≈ HK$125,226/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$731,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,297
−HK$3,906/mo
▼ 0.25% · 3.875%
HK$64,234
−HK$1,969/mo
Today · 4.125%
HK$66,203
baseline
▲ 0.50% · 4.625%
HK$70,231
+HK$4,028/mo
Deposit HK$5.85M · loan HK$13.66M · min. income ≈ HK$132,406/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$731,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,304
−HK$3,745/mo
▼ 0.25% · 3.875%
HK$71,163
−HK$1,886/mo
Today · 4.125%
HK$73,049
baseline
▲ 0.50% · 4.625%
HK$76,899
+HK$3,850/mo
Deposit HK$5.85M · loan HK$13.66M · min. income ≈ HK$146,098/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$731,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,096
−HK$5,022/mo
▼ 0.25% · 3.875%
HK$82,587
−HK$2,531/mo
Today · 4.125%
HK$85,118
baseline
▲ 0.50% · 4.625%
HK$90,297
+HK$5,179/mo
Deposit HK$1.95M · loan HK$17.56M · min. income ≈ HK$170,236/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$731,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,105
−HK$4,815/mo
▼ 0.25% · 3.875%
HK$91,495
−HK$2,425/mo
Today · 4.125%
HK$93,920
baseline
▲ 0.50% · 4.625%
HK$98,870
+HK$4,950/mo
Deposit HK$1.95M · loan HK$17.56M · min. income ≈ HK$187,840/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$731,785 · Scale 2, in force from 26 Feb 2026)