LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,498
−HK$2,791/mo
▼ 0.25% · 3.875%
HK$45,882
−HK$1,407/mo
Today · 4.125%
HK$47,289
baseline
▲ 0.50% · 4.625%
HK$50,166
+HK$2,877/mo
Deposit HK$9.76M · loan HK$9.76M · min. income ≈ HK$94,578/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$731,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,504
−HK$2,674/mo
▼ 0.25% · 3.875%
HK$50,831
−HK$1,347/mo
Today · 4.125%
HK$52,178
baseline
▲ 0.50% · 4.625%
HK$54,929
+HK$2,751/mo
Deposit HK$9.76M · loan HK$9.76M · min. income ≈ HK$104,356/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$731,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,398
−HK$3,348/mo
▼ 0.25% · 3.875%
HK$55,059
−HK$1,687/mo
Today · 4.125%
HK$56,746
baseline
▲ 0.50% · 4.625%
HK$60,199
+HK$3,453/mo
Deposit HK$7.81M · loan HK$11.71M · min. income ≈ HK$113,492/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$731,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,404
−HK$3,210/mo
▼ 0.25% · 3.875%
HK$60,998
−HK$1,616/mo
Today · 4.125%
HK$62,614
baseline
▲ 0.50% · 4.625%
HK$65,914
+HK$3,300/mo
Deposit HK$7.81M · loan HK$11.71M · min. income ≈ HK$125,228/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$731,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,297
−HK$3,907/mo
▼ 0.25% · 3.875%
HK$64,235
−HK$1,969/mo
Today · 4.125%
HK$66,204
baseline
▲ 0.50% · 4.625%
HK$70,232
+HK$4,028/mo
Deposit HK$5.85M · loan HK$13.66M · min. income ≈ HK$132,408/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$731,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,305
−HK$3,745/mo
▼ 0.25% · 3.875%
HK$71,164
−HK$1,886/mo
Today · 4.125%
HK$73,050
baseline
▲ 0.50% · 4.625%
HK$76,900
+HK$3,850/mo
Deposit HK$5.85M · loan HK$13.66M · min. income ≈ HK$146,100/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$731,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,097
−HK$5,022/mo
▼ 0.25% · 3.875%
HK$82,588
−HK$2,531/mo
Today · 4.125%
HK$85,119
baseline
▲ 0.50% · 4.625%
HK$90,299
+HK$5,180/mo
Deposit HK$1.95M · loan HK$17.56M · min. income ≈ HK$170,238/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$731,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,107
−HK$4,814/mo
▼ 0.25% · 3.875%
HK$91,497
−HK$2,424/mo
Today · 4.125%
HK$93,921
baseline
▲ 0.50% · 4.625%
HK$98,872
+HK$4,951/mo
Deposit HK$1.95M · loan HK$17.56M · min. income ≈ HK$187,842/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$731,796 · Scale 2, in force from 26 Feb 2026)