LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,502
−HK$2,790/mo
▼ 0.25% · 3.875%
HK$45,886
−HK$1,406/mo
Today · 4.125%
HK$47,292
baseline
▲ 0.50% · 4.625%
HK$50,170
+HK$2,878/mo
Deposit HK$9.76M · loan HK$9.76M · min. income ≈ HK$94,584/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$731,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,508
−HK$2,674/mo
▼ 0.25% · 3.875%
HK$50,836
−HK$1,346/mo
Today · 4.125%
HK$52,182
baseline
▲ 0.50% · 4.625%
HK$54,933
+HK$2,751/mo
Deposit HK$9.76M · loan HK$9.76M · min. income ≈ HK$104,364/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$731,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,402
−HK$3,349/mo
▼ 0.25% · 3.875%
HK$55,063
−HK$1,688/mo
Today · 4.125%
HK$56,751
baseline
▲ 0.50% · 4.625%
HK$60,204
+HK$3,453/mo
Deposit HK$7.81M · loan HK$11.71M · min. income ≈ HK$113,502/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$731,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,409
−HK$3,210/mo
▼ 0.25% · 3.875%
HK$61,003
−HK$1,616/mo
Today · 4.125%
HK$62,619
baseline
▲ 0.50% · 4.625%
HK$65,920
+HK$3,301/mo
Deposit HK$7.81M · loan HK$11.71M · min. income ≈ HK$125,238/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$731,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,302
−HK$3,907/mo
▼ 0.25% · 3.875%
HK$64,240
−HK$1,969/mo
Today · 4.125%
HK$66,209
baseline
▲ 0.50% · 4.625%
HK$70,238
+HK$4,029/mo
Deposit HK$5.85M · loan HK$13.66M · min. income ≈ HK$132,418/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$731,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,311
−HK$3,744/mo
▼ 0.25% · 3.875%
HK$71,170
−HK$1,885/mo
Today · 4.125%
HK$73,055
baseline
▲ 0.50% · 4.625%
HK$76,906
+HK$3,851/mo
Deposit HK$5.85M · loan HK$13.66M · min. income ≈ HK$146,110/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$731,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,103
−HK$5,023/mo
▼ 0.25% · 3.875%
HK$82,595
−HK$2,531/mo
Today · 4.125%
HK$85,126
baseline
▲ 0.50% · 4.625%
HK$90,306
+HK$5,180/mo
Deposit HK$1.95M · loan HK$17.56M · min. income ≈ HK$170,252/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$731,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,114
−HK$4,814/mo
▼ 0.25% · 3.875%
HK$91,504
−HK$2,424/mo
Today · 4.125%
HK$93,928
baseline
▲ 0.50% · 4.625%
HK$98,880
+HK$4,952/mo
Deposit HK$1.95M · loan HK$17.56M · min. income ≈ HK$187,856/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$731,855 · Scale 2, in force from 26 Feb 2026)