LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,503
−HK$2,791/mo
▼ 0.25% · 3.875%
HK$45,888
−HK$1,406/mo
Today · 4.125%
HK$47,294
baseline
▲ 0.50% · 4.625%
HK$50,172
+HK$2,878/mo
Deposit HK$9.76M · loan HK$9.76M · min. income ≈ HK$94,588/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$731,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,509
−HK$2,675/mo
▼ 0.25% · 3.875%
HK$50,837
−HK$1,347/mo
Today · 4.125%
HK$52,184
baseline
▲ 0.50% · 4.625%
HK$54,935
+HK$2,751/mo
Deposit HK$9.76M · loan HK$9.76M · min. income ≈ HK$104,368/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$731,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,404
−HK$3,349/mo
▼ 0.25% · 3.875%
HK$55,065
−HK$1,688/mo
Today · 4.125%
HK$56,753
baseline
▲ 0.50% · 4.625%
HK$60,206
+HK$3,453/mo
Deposit HK$7.81M · loan HK$11.71M · min. income ≈ HK$113,506/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$731,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,411
−HK$3,210/mo
▼ 0.25% · 3.875%
HK$61,005
−HK$1,616/mo
Today · 4.125%
HK$62,621
baseline
▲ 0.50% · 4.625%
HK$65,922
+HK$3,301/mo
Deposit HK$7.81M · loan HK$11.71M · min. income ≈ HK$125,242/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$731,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,305
−HK$3,907/mo
▼ 0.25% · 3.875%
HK$64,243
−HK$1,969/mo
Today · 4.125%
HK$66,212
baseline
▲ 0.50% · 4.625%
HK$70,240
+HK$4,028/mo
Deposit HK$5.86M · loan HK$13.66M · min. income ≈ HK$132,424/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$731,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,313
−HK$3,745/mo
▼ 0.25% · 3.875%
HK$71,172
−HK$1,886/mo
Today · 4.125%
HK$73,058
baseline
▲ 0.50% · 4.625%
HK$76,909
+HK$3,851/mo
Deposit HK$5.86M · loan HK$13.66M · min. income ≈ HK$146,116/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$731,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,106
−HK$5,023/mo
▼ 0.25% · 3.875%
HK$82,598
−HK$2,531/mo
Today · 4.125%
HK$85,129
baseline
▲ 0.50% · 4.625%
HK$90,309
+HK$5,180/mo
Deposit HK$1.95M · loan HK$17.57M · min. income ≈ HK$170,258/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$731,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,117
−HK$4,815/mo
▼ 0.25% · 3.875%
HK$91,507
−HK$2,425/mo
Today · 4.125%
HK$93,932
baseline
▲ 0.50% · 4.625%
HK$98,883
+HK$4,951/mo
Deposit HK$1.95M · loan HK$17.57M · min. income ≈ HK$187,864/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$731,879 · Scale 2, in force from 26 Feb 2026)