LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,505
−HK$2,791/mo
▼ 0.25% · 3.875%
HK$45,890
−HK$1,406/mo
Today · 4.125%
HK$47,296
baseline
▲ 0.50% · 4.625%
HK$50,174
+HK$2,878/mo
Deposit HK$9.76M · loan HK$9.76M · min. income ≈ HK$94,592/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$731,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,512
−HK$2,675/mo
▼ 0.25% · 3.875%
HK$50,840
−HK$1,347/mo
Today · 4.125%
HK$52,187
baseline
▲ 0.50% · 4.625%
HK$54,938
+HK$2,751/mo
Deposit HK$9.76M · loan HK$9.76M · min. income ≈ HK$104,374/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$731,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,407
−HK$3,349/mo
▼ 0.25% · 3.875%
HK$55,068
−HK$1,688/mo
Today · 4.125%
HK$56,756
baseline
▲ 0.50% · 4.625%
HK$60,209
+HK$3,453/mo
Deposit HK$7.81M · loan HK$11.71M · min. income ≈ HK$113,512/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$731,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,414
−HK$3,210/mo
▼ 0.25% · 3.875%
HK$61,008
−HK$1,616/mo
Today · 4.125%
HK$62,624
baseline
▲ 0.50% · 4.625%
HK$65,925
+HK$3,301/mo
Deposit HK$7.81M · loan HK$11.71M · min. income ≈ HK$125,248/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$731,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,308
−HK$3,907/mo
▼ 0.25% · 3.875%
HK$64,246
−HK$1,969/mo
Today · 4.125%
HK$66,215
baseline
▲ 0.50% · 4.625%
HK$70,244
+HK$4,029/mo
Deposit HK$5.86M · loan HK$13.66M · min. income ≈ HK$132,430/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$731,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,317
−HK$3,745/mo
▼ 0.25% · 3.875%
HK$71,176
−HK$1,886/mo
Today · 4.125%
HK$73,062
baseline
▲ 0.50% · 4.625%
HK$76,913
+HK$3,851/mo
Deposit HK$5.86M · loan HK$13.66M · min. income ≈ HK$146,124/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$731,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,110
−HK$5,023/mo
▼ 0.25% · 3.875%
HK$82,602
−HK$2,531/mo
Today · 4.125%
HK$85,133
baseline
▲ 0.50% · 4.625%
HK$90,314
+HK$5,181/mo
Deposit HK$1.95M · loan HK$17.57M · min. income ≈ HK$170,266/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$731,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,121
−HK$4,815/mo
▼ 0.25% · 3.875%
HK$91,512
−HK$2,424/mo
Today · 4.125%
HK$93,936
baseline
▲ 0.50% · 4.625%
HK$98,888
+HK$4,952/mo
Deposit HK$1.95M · loan HK$17.57M · min. income ≈ HK$187,872/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$731,916 · Scale 2, in force from 26 Feb 2026)