LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,507
−HK$2,791/mo
▼ 0.25% · 3.875%
HK$45,891
−HK$1,407/mo
Today · 4.125%
HK$47,298
baseline
▲ 0.50% · 4.625%
HK$50,176
+HK$2,878/mo
Deposit HK$9.76M · loan HK$9.76M · min. income ≈ HK$94,596/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$731,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,514
−HK$2,675/mo
▼ 0.25% · 3.875%
HK$50,842
−HK$1,347/mo
Today · 4.125%
HK$52,189
baseline
▲ 0.50% · 4.625%
HK$54,940
+HK$2,751/mo
Deposit HK$9.76M · loan HK$9.76M · min. income ≈ HK$104,378/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$731,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,408
−HK$3,350/mo
▼ 0.25% · 3.875%
HK$55,070
−HK$1,688/mo
Today · 4.125%
HK$56,758
baseline
▲ 0.50% · 4.625%
HK$60,211
+HK$3,453/mo
Deposit HK$7.81M · loan HK$11.71M · min. income ≈ HK$113,516/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$731,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,416
−HK$3,210/mo
▼ 0.25% · 3.875%
HK$61,010
−HK$1,616/mo
Today · 4.125%
HK$62,626
baseline
▲ 0.50% · 4.625%
HK$65,928
+HK$3,302/mo
Deposit HK$7.81M · loan HK$11.71M · min. income ≈ HK$125,252/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$731,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,310
−HK$3,907/mo
▼ 0.25% · 3.875%
HK$64,248
−HK$1,969/mo
Today · 4.125%
HK$66,217
baseline
▲ 0.50% · 4.625%
HK$70,246
+HK$4,029/mo
Deposit HK$5.86M · loan HK$13.66M · min. income ≈ HK$132,434/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$731,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,319
−HK$3,745/mo
▼ 0.25% · 3.875%
HK$71,178
−HK$1,886/mo
Today · 4.125%
HK$73,064
baseline
▲ 0.50% · 4.625%
HK$76,916
+HK$3,852/mo
Deposit HK$5.86M · loan HK$13.66M · min. income ≈ HK$146,128/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$731,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,113
−HK$5,023/mo
▼ 0.25% · 3.875%
HK$82,605
−HK$2,531/mo
Today · 4.125%
HK$85,136
baseline
▲ 0.50% · 4.625%
HK$90,317
+HK$5,181/mo
Deposit HK$1.95M · loan HK$17.57M · min. income ≈ HK$170,272/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$731,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,125
−HK$4,815/mo
▼ 0.25% · 3.875%
HK$91,515
−HK$2,425/mo
Today · 4.125%
HK$93,940
baseline
▲ 0.50% · 4.625%
HK$98,891
+HK$4,951/mo
Deposit HK$1.95M · loan HK$17.57M · min. income ≈ HK$187,880/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$731,942 · Scale 2, in force from 26 Feb 2026)