LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,508
−HK$2,791/mo
▼ 0.25% · 3.875%
HK$45,893
−HK$1,406/mo
Today · 4.125%
HK$47,299
baseline
▲ 0.50% · 4.625%
HK$50,178
+HK$2,879/mo
Deposit HK$9.76M · loan HK$9.76M · min. income ≈ HK$94,598/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$731,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,515
−HK$2,675/mo
▼ 0.25% · 3.875%
HK$50,843
−HK$1,347/mo
Today · 4.125%
HK$52,190
baseline
▲ 0.50% · 4.625%
HK$54,941
+HK$2,751/mo
Deposit HK$9.76M · loan HK$9.76M · min. income ≈ HK$104,380/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$731,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,410
−HK$3,349/mo
▼ 0.25% · 3.875%
HK$55,071
−HK$1,688/mo
Today · 4.125%
HK$56,759
baseline
▲ 0.50% · 4.625%
HK$60,213
+HK$3,454/mo
Deposit HK$7.81M · loan HK$11.71M · min. income ≈ HK$113,518/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$731,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,418
−HK$3,210/mo
▼ 0.25% · 3.875%
HK$61,012
−HK$1,616/mo
Today · 4.125%
HK$62,628
baseline
▲ 0.50% · 4.625%
HK$65,930
+HK$3,302/mo
Deposit HK$7.81M · loan HK$11.71M · min. income ≈ HK$125,256/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$731,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,312
−HK$3,907/mo
▼ 0.25% · 3.875%
HK$64,250
−HK$1,969/mo
Today · 4.125%
HK$66,219
baseline
▲ 0.50% · 4.625%
HK$70,249
+HK$4,030/mo
Deposit HK$5.86M · loan HK$13.66M · min. income ≈ HK$132,438/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$731,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,321
−HK$3,745/mo
▼ 0.25% · 3.875%
HK$71,180
−HK$1,886/mo
Today · 4.125%
HK$73,066
baseline
▲ 0.50% · 4.625%
HK$76,918
+HK$3,852/mo
Deposit HK$5.86M · loan HK$13.66M · min. income ≈ HK$146,132/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$731,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,115
−HK$5,024/mo
▼ 0.25% · 3.875%
HK$82,607
−HK$2,532/mo
Today · 4.125%
HK$85,139
baseline
▲ 0.50% · 4.625%
HK$90,320
+HK$5,181/mo
Deposit HK$1.95M · loan HK$17.57M · min. income ≈ HK$170,278/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$731,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,127
−HK$4,816/mo
▼ 0.25% · 3.875%
HK$91,518
−HK$2,425/mo
Today · 4.125%
HK$93,943
baseline
▲ 0.50% · 4.625%
HK$98,894
+HK$4,951/mo
Deposit HK$1.95M · loan HK$17.57M · min. income ≈ HK$187,886/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$731,964 · Scale 2, in force from 26 Feb 2026)