LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,513
−HK$2,791/mo
▼ 0.25% · 3.875%
HK$45,898
−HK$1,406/mo
Today · 4.125%
HK$47,304
baseline
▲ 0.50% · 4.625%
HK$50,183
+HK$2,879/mo
Deposit HK$9.76M · loan HK$9.76M · min. income ≈ HK$94,608/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$732,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,520
−HK$2,676/mo
▼ 0.25% · 3.875%
HK$50,848
−HK$1,348/mo
Today · 4.125%
HK$52,196
baseline
▲ 0.50% · 4.625%
HK$54,947
+HK$2,751/mo
Deposit HK$9.76M · loan HK$9.76M · min. income ≈ HK$104,392/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$732,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,415
−HK$3,350/mo
▼ 0.25% · 3.875%
HK$55,077
−HK$1,688/mo
Today · 4.125%
HK$56,765
baseline
▲ 0.50% · 4.625%
HK$60,219
+HK$3,454/mo
Deposit HK$7.81M · loan HK$11.71M · min. income ≈ HK$113,530/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$732,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,424
−HK$3,211/mo
▼ 0.25% · 3.875%
HK$61,018
−HK$1,617/mo
Today · 4.125%
HK$62,635
baseline
▲ 0.50% · 4.625%
HK$65,936
+HK$3,301/mo
Deposit HK$7.81M · loan HK$11.71M · min. income ≈ HK$125,270/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$732,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,318
−HK$3,908/mo
▼ 0.25% · 3.875%
HK$64,257
−HK$1,969/mo
Today · 4.125%
HK$66,226
baseline
▲ 0.50% · 4.625%
HK$70,256
+HK$4,030/mo
Deposit HK$5.86M · loan HK$13.66M · min. income ≈ HK$132,452/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$732,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,328
−HK$3,746/mo
▼ 0.25% · 3.875%
HK$71,188
−HK$1,886/mo
Today · 4.125%
HK$73,074
baseline
▲ 0.50% · 4.625%
HK$76,926
+HK$3,852/mo
Deposit HK$5.86M · loan HK$13.66M · min. income ≈ HK$146,148/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$732,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,123
−HK$5,025/mo
▼ 0.25% · 3.875%
HK$82,616
−HK$2,532/mo
Today · 4.125%
HK$85,148
baseline
▲ 0.50% · 4.625%
HK$90,329
+HK$5,181/mo
Deposit HK$1.95M · loan HK$17.57M · min. income ≈ HK$170,296/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$732,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,136
−HK$4,816/mo
▼ 0.25% · 3.875%
HK$91,527
−HK$2,425/mo
Today · 4.125%
HK$93,952
baseline
▲ 0.50% · 4.625%
HK$98,904
+HK$4,952/mo
Deposit HK$1.95M · loan HK$17.57M · min. income ≈ HK$187,904/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$732,038 · Scale 2, in force from 26 Feb 2026)