LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,513
−HK$2,792/mo
▼ 0.25% · 3.875%
HK$45,898
−HK$1,407/mo
Today · 4.125%
HK$47,305
baseline
▲ 0.50% · 4.625%
HK$50,183
+HK$2,878/mo
Deposit HK$9.76M · loan HK$9.76M · min. income ≈ HK$94,610/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$732,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,520
−HK$2,676/mo
▼ 0.25% · 3.875%
HK$50,849
−HK$1,347/mo
Today · 4.125%
HK$52,196
baseline
▲ 0.50% · 4.625%
HK$54,947
+HK$2,751/mo
Deposit HK$9.76M · loan HK$9.76M · min. income ≈ HK$104,392/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$732,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,416
−HK$3,349/mo
▼ 0.25% · 3.875%
HK$55,077
−HK$1,688/mo
Today · 4.125%
HK$56,765
baseline
▲ 0.50% · 4.625%
HK$60,219
+HK$3,454/mo
Deposit HK$7.81M · loan HK$11.71M · min. income ≈ HK$113,530/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$732,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,425
−HK$3,210/mo
▼ 0.25% · 3.875%
HK$61,018
−HK$1,617/mo
Today · 4.125%
HK$62,635
baseline
▲ 0.50% · 4.625%
HK$65,937
+HK$3,302/mo
Deposit HK$7.81M · loan HK$11.71M · min. income ≈ HK$125,270/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$732,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,318
−HK$3,908/mo
▼ 0.25% · 3.875%
HK$64,257
−HK$1,969/mo
Today · 4.125%
HK$66,226
baseline
▲ 0.50% · 4.625%
HK$70,256
+HK$4,030/mo
Deposit HK$5.86M · loan HK$13.66M · min. income ≈ HK$132,452/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$732,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,329
−HK$3,745/mo
▼ 0.25% · 3.875%
HK$71,188
−HK$1,886/mo
Today · 4.125%
HK$73,074
baseline
▲ 0.50% · 4.625%
HK$76,926
+HK$3,852/mo
Deposit HK$5.86M · loan HK$13.66M · min. income ≈ HK$146,148/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$732,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,124
−HK$5,024/mo
▼ 0.25% · 3.875%
HK$82,616
−HK$2,532/mo
Today · 4.125%
HK$85,148
baseline
▲ 0.50% · 4.625%
HK$90,329
+HK$5,181/mo
Deposit HK$1.95M · loan HK$17.57M · min. income ≈ HK$170,296/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$732,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,137
−HK$4,816/mo
▼ 0.25% · 3.875%
HK$91,527
−HK$2,426/mo
Today · 4.125%
HK$93,953
baseline
▲ 0.50% · 4.625%
HK$98,905
+HK$4,952/mo
Deposit HK$1.95M · loan HK$17.57M · min. income ≈ HK$187,906/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$732,042 · Scale 2, in force from 26 Feb 2026)