LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,514
−HK$2,791/mo
▼ 0.25% · 3.875%
HK$45,898
−HK$1,407/mo
Today · 4.125%
HK$47,305
baseline
▲ 0.50% · 4.625%
HK$50,183
+HK$2,878/mo
Deposit HK$9.76M · loan HK$9.76M · min. income ≈ HK$94,610/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$732,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,521
−HK$2,675/mo
▼ 0.25% · 3.875%
HK$50,849
−HK$1,347/mo
Today · 4.125%
HK$52,196
baseline
▲ 0.50% · 4.625%
HK$54,948
+HK$2,752/mo
Deposit HK$9.76M · loan HK$9.76M · min. income ≈ HK$104,392/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$732,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,416
−HK$3,350/mo
▼ 0.25% · 3.875%
HK$55,078
−HK$1,688/mo
Today · 4.125%
HK$56,766
baseline
▲ 0.50% · 4.625%
HK$60,220
+HK$3,454/mo
Deposit HK$7.81M · loan HK$11.71M · min. income ≈ HK$113,532/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$732,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,425
−HK$3,211/mo
▼ 0.25% · 3.875%
HK$61,019
−HK$1,617/mo
Today · 4.125%
HK$62,636
baseline
▲ 0.50% · 4.625%
HK$65,937
+HK$3,301/mo
Deposit HK$7.81M · loan HK$11.71M · min. income ≈ HK$125,272/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$732,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,319
−HK$3,908/mo
▼ 0.25% · 3.875%
HK$64,257
−HK$1,970/mo
Today · 4.125%
HK$66,227
baseline
▲ 0.50% · 4.625%
HK$70,257
+HK$4,030/mo
Deposit HK$5.86M · loan HK$13.66M · min. income ≈ HK$132,454/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$732,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,329
−HK$3,746/mo
▼ 0.25% · 3.875%
HK$71,189
−HK$1,886/mo
Today · 4.125%
HK$73,075
baseline
▲ 0.50% · 4.625%
HK$76,927
+HK$3,852/mo
Deposit HK$5.86M · loan HK$13.66M · min. income ≈ HK$146,150/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$732,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,124
−HK$5,025/mo
▼ 0.25% · 3.875%
HK$82,617
−HK$2,532/mo
Today · 4.125%
HK$85,149
baseline
▲ 0.50% · 4.625%
HK$90,330
+HK$5,181/mo
Deposit HK$1.95M · loan HK$17.57M · min. income ≈ HK$170,298/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$732,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,138
−HK$4,815/mo
▼ 0.25% · 3.875%
HK$91,528
−HK$2,425/mo
Today · 4.125%
HK$93,953
baseline
▲ 0.50% · 4.625%
HK$98,906
+HK$4,953/mo
Deposit HK$1.95M · loan HK$17.57M · min. income ≈ HK$187,906/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$732,049 · Scale 2, in force from 26 Feb 2026)