LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,514
−HK$2,792/mo
▼ 0.25% · 3.875%
HK$45,899
−HK$1,407/mo
Today · 4.125%
HK$47,306
baseline
▲ 0.50% · 4.625%
HK$50,184
+HK$2,878/mo
Deposit HK$9.76M · loan HK$9.76M · min. income ≈ HK$94,612/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$732,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,522
−HK$2,675/mo
▼ 0.25% · 3.875%
HK$50,850
−HK$1,347/mo
Today · 4.125%
HK$52,197
baseline
▲ 0.50% · 4.625%
HK$54,949
+HK$2,752/mo
Deposit HK$9.76M · loan HK$9.76M · min. income ≈ HK$104,394/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$732,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,417
−HK$3,350/mo
▼ 0.25% · 3.875%
HK$55,079
−HK$1,688/mo
Today · 4.125%
HK$56,767
baseline
▲ 0.50% · 4.625%
HK$60,221
+HK$3,454/mo
Deposit HK$7.81M · loan HK$11.71M · min. income ≈ HK$113,534/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$732,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,426
−HK$3,211/mo
▼ 0.25% · 3.875%
HK$61,020
−HK$1,617/mo
Today · 4.125%
HK$62,637
baseline
▲ 0.50% · 4.625%
HK$65,938
+HK$3,301/mo
Deposit HK$7.81M · loan HK$11.71M · min. income ≈ HK$125,274/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$732,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,320
−HK$3,908/mo
▼ 0.25% · 3.875%
HK$64,258
−HK$1,970/mo
Today · 4.125%
HK$66,228
baseline
▲ 0.50% · 4.625%
HK$70,258
+HK$4,030/mo
Deposit HK$5.86M · loan HK$13.67M · min. income ≈ HK$132,456/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$732,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,330
−HK$3,746/mo
▼ 0.25% · 3.875%
HK$71,190
−HK$1,886/mo
Today · 4.125%
HK$73,076
baseline
▲ 0.50% · 4.625%
HK$76,928
+HK$3,852/mo
Deposit HK$5.86M · loan HK$13.67M · min. income ≈ HK$146,152/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$732,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,126
−HK$5,024/mo
▼ 0.25% · 3.875%
HK$82,618
−HK$2,532/mo
Today · 4.125%
HK$85,150
baseline
▲ 0.50% · 4.625%
HK$90,331
+HK$5,181/mo
Deposit HK$1.95M · loan HK$17.57M · min. income ≈ HK$170,300/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$732,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,139
−HK$4,816/mo
▼ 0.25% · 3.875%
HK$91,530
−HK$2,425/mo
Today · 4.125%
HK$93,955
baseline
▲ 0.50% · 4.625%
HK$98,907
+HK$4,952/mo
Deposit HK$1.95M · loan HK$17.57M · min. income ≈ HK$187,910/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$732,061 · Scale 2, in force from 26 Feb 2026)