LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,515
−HK$2,792/mo
▼ 0.25% · 3.875%
HK$45,900
−HK$1,407/mo
Today · 4.125%
HK$47,307
baseline
▲ 0.50% · 4.625%
HK$50,185
+HK$2,878/mo
Deposit HK$9.76M · loan HK$9.76M · min. income ≈ HK$94,614/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$732,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,523
−HK$2,675/mo
▼ 0.25% · 3.875%
HK$50,851
−HK$1,347/mo
Today · 4.125%
HK$52,198
baseline
▲ 0.50% · 4.625%
HK$54,950
+HK$2,752/mo
Deposit HK$9.76M · loan HK$9.76M · min. income ≈ HK$104,396/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$732,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,418
−HK$3,350/mo
▼ 0.25% · 3.875%
HK$55,080
−HK$1,688/mo
Today · 4.125%
HK$56,768
baseline
▲ 0.50% · 4.625%
HK$60,222
+HK$3,454/mo
Deposit HK$7.81M · loan HK$11.71M · min. income ≈ HK$113,536/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$732,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,427
−HK$3,211/mo
▼ 0.25% · 3.875%
HK$61,021
−HK$1,617/mo
Today · 4.125%
HK$62,638
baseline
▲ 0.50% · 4.625%
HK$65,940
+HK$3,302/mo
Deposit HK$7.81M · loan HK$11.71M · min. income ≈ HK$125,276/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$732,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,321
−HK$3,909/mo
▼ 0.25% · 3.875%
HK$64,260
−HK$1,970/mo
Today · 4.125%
HK$66,230
baseline
▲ 0.50% · 4.625%
HK$70,259
+HK$4,029/mo
Deposit HK$5.86M · loan HK$13.67M · min. income ≈ HK$132,460/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$732,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,332
−HK$3,746/mo
▼ 0.25% · 3.875%
HK$71,191
−HK$1,887/mo
Today · 4.125%
HK$73,078
baseline
▲ 0.50% · 4.625%
HK$76,930
+HK$3,852/mo
Deposit HK$5.86M · loan HK$13.67M · min. income ≈ HK$146,156/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$732,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,128
−HK$5,024/mo
▼ 0.25% · 3.875%
HK$82,620
−HK$2,532/mo
Today · 4.125%
HK$85,152
baseline
▲ 0.50% · 4.625%
HK$90,334
+HK$5,182/mo
Deposit HK$1.95M · loan HK$17.57M · min. income ≈ HK$170,304/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$732,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,141
−HK$4,816/mo
▼ 0.25% · 3.875%
HK$91,532
−HK$2,425/mo
Today · 4.125%
HK$93,957
baseline
▲ 0.50% · 4.625%
HK$98,910
+HK$4,953/mo
Deposit HK$1.95M · loan HK$17.57M · min. income ≈ HK$187,914/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$732,078 · Scale 2, in force from 26 Feb 2026)