LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,517
−HK$2,792/mo
▼ 0.25% · 3.875%
HK$45,902
−HK$1,407/mo
Today · 4.125%
HK$47,309
baseline
▲ 0.50% · 4.625%
HK$50,188
+HK$2,879/mo
Deposit HK$9.76M · loan HK$9.76M · min. income ≈ HK$94,618/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$732,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,525
−HK$2,676/mo
▼ 0.25% · 3.875%
HK$50,853
−HK$1,348/mo
Today · 4.125%
HK$52,201
baseline
▲ 0.50% · 4.625%
HK$54,953
+HK$2,752/mo
Deposit HK$9.76M · loan HK$9.76M · min. income ≈ HK$104,402/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$732,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,421
−HK$3,350/mo
▼ 0.25% · 3.875%
HK$55,083
−HK$1,688/mo
Today · 4.125%
HK$56,771
baseline
▲ 0.50% · 4.625%
HK$60,225
+HK$3,454/mo
Deposit HK$7.81M · loan HK$11.71M · min. income ≈ HK$113,542/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$732,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,430
−HK$3,211/mo
▼ 0.25% · 3.875%
HK$61,024
−HK$1,617/mo
Today · 4.125%
HK$62,641
baseline
▲ 0.50% · 4.625%
HK$65,943
+HK$3,302/mo
Deposit HK$7.81M · loan HK$11.71M · min. income ≈ HK$125,282/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$732,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,324
−HK$3,909/mo
▼ 0.25% · 3.875%
HK$64,263
−HK$1,970/mo
Today · 4.125%
HK$66,233
baseline
▲ 0.50% · 4.625%
HK$70,263
+HK$4,030/mo
Deposit HK$5.86M · loan HK$13.67M · min. income ≈ HK$132,466/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$732,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,335
−HK$3,746/mo
▼ 0.25% · 3.875%
HK$71,195
−HK$1,886/mo
Today · 4.125%
HK$73,081
baseline
▲ 0.50% · 4.625%
HK$76,934
+HK$3,853/mo
Deposit HK$5.86M · loan HK$13.67M · min. income ≈ HK$146,162/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$732,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,131
−HK$5,025/mo
▼ 0.25% · 3.875%
HK$82,624
−HK$2,532/mo
Today · 4.125%
HK$85,156
baseline
▲ 0.50% · 4.625%
HK$90,338
+HK$5,182/mo
Deposit HK$1.95M · loan HK$17.57M · min. income ≈ HK$170,312/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$732,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,145
−HK$4,817/mo
▼ 0.25% · 3.875%
HK$91,536
−HK$2,426/mo
Today · 4.125%
HK$93,962
baseline
▲ 0.50% · 4.625%
HK$98,915
+HK$4,953/mo
Deposit HK$1.95M · loan HK$17.57M · min. income ≈ HK$187,924/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$732,114 · Scale 2, in force from 26 Feb 2026)