LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,518
−HK$2,792/mo
▼ 0.25% · 3.875%
HK$45,903
−HK$1,407/mo
Today · 4.125%
HK$47,310
baseline
▲ 0.50% · 4.625%
HK$50,189
+HK$2,879/mo
Deposit HK$9.76M · loan HK$9.76M · min. income ≈ HK$94,620/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$732,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,526
−HK$2,676/mo
▼ 0.25% · 3.875%
HK$50,854
−HK$1,348/mo
Today · 4.125%
HK$52,202
baseline
▲ 0.50% · 4.625%
HK$54,954
+HK$2,752/mo
Deposit HK$9.76M · loan HK$9.76M · min. income ≈ HK$104,404/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$732,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,422
−HK$3,350/mo
▼ 0.25% · 3.875%
HK$55,084
−HK$1,688/mo
Today · 4.125%
HK$56,772
baseline
▲ 0.50% · 4.625%
HK$60,226
+HK$3,454/mo
Deposit HK$7.81M · loan HK$11.71M · min. income ≈ HK$113,544/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$732,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,431
−HK$3,211/mo
▼ 0.25% · 3.875%
HK$61,025
−HK$1,617/mo
Today · 4.125%
HK$62,642
baseline
▲ 0.50% · 4.625%
HK$65,944
+HK$3,302/mo
Deposit HK$7.81M · loan HK$11.71M · min. income ≈ HK$125,284/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$732,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,326
−HK$3,908/mo
▼ 0.25% · 3.875%
HK$64,264
−HK$1,970/mo
Today · 4.125%
HK$66,234
baseline
▲ 0.50% · 4.625%
HK$70,264
+HK$4,030/mo
Deposit HK$5.86M · loan HK$13.67M · min. income ≈ HK$132,468/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$732,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,337
−HK$3,746/mo
▼ 0.25% · 3.875%
HK$71,196
−HK$1,887/mo
Today · 4.125%
HK$73,083
baseline
▲ 0.50% · 4.625%
HK$76,935
+HK$3,852/mo
Deposit HK$5.86M · loan HK$13.67M · min. income ≈ HK$146,166/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$732,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,133
−HK$5,025/mo
▼ 0.25% · 3.875%
HK$82,626
−HK$2,532/mo
Today · 4.125%
HK$85,158
baseline
▲ 0.50% · 4.625%
HK$90,340
+HK$5,182/mo
Deposit HK$1.95M · loan HK$17.57M · min. income ≈ HK$170,316/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$732,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,147
−HK$4,816/mo
▼ 0.25% · 3.875%
HK$91,538
−HK$2,425/mo
Today · 4.125%
HK$93,963
baseline
▲ 0.50% · 4.625%
HK$98,916
+HK$4,953/mo
Deposit HK$1.95M · loan HK$17.57M · min. income ≈ HK$187,926/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$732,127 · Scale 2, in force from 26 Feb 2026)