LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,519
−HK$2,792/mo
▼ 0.25% · 3.875%
HK$45,904
−HK$1,407/mo
Today · 4.125%
HK$47,311
baseline
▲ 0.50% · 4.625%
HK$50,189
+HK$2,878/mo
Deposit HK$9.76M · loan HK$9.76M · min. income ≈ HK$94,622/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$732,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,527
−HK$2,676/mo
▼ 0.25% · 3.875%
HK$50,855
−HK$1,348/mo
Today · 4.125%
HK$52,203
baseline
▲ 0.50% · 4.625%
HK$54,954
+HK$2,751/mo
Deposit HK$9.76M · loan HK$9.76M · min. income ≈ HK$104,406/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$732,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,423
−HK$3,350/mo
▼ 0.25% · 3.875%
HK$55,084
−HK$1,689/mo
Today · 4.125%
HK$56,773
baseline
▲ 0.50% · 4.625%
HK$60,227
+HK$3,454/mo
Deposit HK$7.81M · loan HK$11.71M · min. income ≈ HK$113,546/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$732,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,432
−HK$3,211/mo
▼ 0.25% · 3.875%
HK$61,026
−HK$1,617/mo
Today · 4.125%
HK$62,643
baseline
▲ 0.50% · 4.625%
HK$65,945
+HK$3,302/mo
Deposit HK$7.81M · loan HK$11.71M · min. income ≈ HK$125,286/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$732,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,326
−HK$3,909/mo
▼ 0.25% · 3.875%
HK$64,265
−HK$1,970/mo
Today · 4.125%
HK$66,235
baseline
▲ 0.50% · 4.625%
HK$70,265
+HK$4,030/mo
Deposit HK$5.86M · loan HK$13.67M · min. income ≈ HK$132,470/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$732,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,338
−HK$3,746/mo
▼ 0.25% · 3.875%
HK$71,197
−HK$1,887/mo
Today · 4.125%
HK$73,084
baseline
▲ 0.50% · 4.625%
HK$76,936
+HK$3,852/mo
Deposit HK$5.86M · loan HK$13.67M · min. income ≈ HK$146,168/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$732,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,134
−HK$5,025/mo
▼ 0.25% · 3.875%
HK$82,627
−HK$2,532/mo
Today · 4.125%
HK$85,159
baseline
▲ 0.50% · 4.625%
HK$90,341
+HK$5,182/mo
Deposit HK$1.95M · loan HK$17.57M · min. income ≈ HK$170,318/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$732,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,148
−HK$4,817/mo
▼ 0.25% · 3.875%
HK$91,539
−HK$2,426/mo
Today · 4.125%
HK$93,965
baseline
▲ 0.50% · 4.625%
HK$98,918
+HK$4,953/mo
Deposit HK$1.95M · loan HK$17.57M · min. income ≈ HK$187,930/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$732,137 · Scale 2, in force from 26 Feb 2026)