LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,520
−HK$2,791/mo
▼ 0.25% · 3.875%
HK$45,904
−HK$1,407/mo
Today · 4.125%
HK$47,311
baseline
▲ 0.50% · 4.625%
HK$50,190
+HK$2,879/mo
Deposit HK$9.76M · loan HK$9.76M · min. income ≈ HK$94,622/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$732,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,528
−HK$2,676/mo
▼ 0.25% · 3.875%
HK$50,856
−HK$1,348/mo
Today · 4.125%
HK$52,204
baseline
▲ 0.50% · 4.625%
HK$54,955
+HK$2,751/mo
Deposit HK$9.76M · loan HK$9.76M · min. income ≈ HK$104,408/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$732,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,424
−HK$3,350/mo
▼ 0.25% · 3.875%
HK$55,085
−HK$1,689/mo
Today · 4.125%
HK$56,774
baseline
▲ 0.50% · 4.625%
HK$60,228
+HK$3,454/mo
Deposit HK$7.81M · loan HK$11.71M · min. income ≈ HK$113,548/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$732,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,433
−HK$3,211/mo
▼ 0.25% · 3.875%
HK$61,027
−HK$1,617/mo
Today · 4.125%
HK$62,644
baseline
▲ 0.50% · 4.625%
HK$65,946
+HK$3,302/mo
Deposit HK$7.81M · loan HK$11.71M · min. income ≈ HK$125,288/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$732,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,328
−HK$3,908/mo
▼ 0.25% · 3.875%
HK$64,266
−HK$1,970/mo
Today · 4.125%
HK$66,236
baseline
▲ 0.50% · 4.625%
HK$70,266
+HK$4,030/mo
Deposit HK$5.86M · loan HK$13.67M · min. income ≈ HK$132,472/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$732,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,339
−HK$3,746/mo
▼ 0.25% · 3.875%
HK$71,198
−HK$1,887/mo
Today · 4.125%
HK$73,085
baseline
▲ 0.50% · 4.625%
HK$76,937
+HK$3,852/mo
Deposit HK$5.86M · loan HK$13.67M · min. income ≈ HK$146,170/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$732,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,135
−HK$5,026/mo
▼ 0.25% · 3.875%
HK$82,628
−HK$2,533/mo
Today · 4.125%
HK$85,161
baseline
▲ 0.50% · 4.625%
HK$90,342
+HK$5,181/mo
Deposit HK$1.95M · loan HK$17.57M · min. income ≈ HK$170,322/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$732,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,150
−HK$4,816/mo
▼ 0.25% · 3.875%
HK$91,541
−HK$2,425/mo
Today · 4.125%
HK$93,966
baseline
▲ 0.50% · 4.625%
HK$98,919
+HK$4,953/mo
Deposit HK$1.95M · loan HK$17.57M · min. income ≈ HK$187,932/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$732,149 · Scale 2, in force from 26 Feb 2026)