LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,520
−HK$2,792/mo
▼ 0.25% · 3.875%
HK$45,905
−HK$1,407/mo
Today · 4.125%
HK$47,312
baseline
▲ 0.50% · 4.625%
HK$50,191
+HK$2,879/mo
Deposit HK$9.76M · loan HK$9.76M · min. income ≈ HK$94,624/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$732,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,529
−HK$2,675/mo
▼ 0.25% · 3.875%
HK$50,857
−HK$1,347/mo
Today · 4.125%
HK$52,204
baseline
▲ 0.50% · 4.625%
HK$54,956
+HK$2,752/mo
Deposit HK$9.76M · loan HK$9.76M · min. income ≈ HK$104,408/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$732,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,425
−HK$3,350/mo
▼ 0.25% · 3.875%
HK$55,086
−HK$1,689/mo
Today · 4.125%
HK$56,775
baseline
▲ 0.50% · 4.625%
HK$60,229
+HK$3,454/mo
Deposit HK$7.81M · loan HK$11.71M · min. income ≈ HK$113,550/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$732,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,434
−HK$3,211/mo
▼ 0.25% · 3.875%
HK$61,028
−HK$1,617/mo
Today · 4.125%
HK$62,645
baseline
▲ 0.50% · 4.625%
HK$65,947
+HK$3,302/mo
Deposit HK$7.81M · loan HK$11.71M · min. income ≈ HK$125,290/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$732,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,329
−HK$3,908/mo
▼ 0.25% · 3.875%
HK$64,267
−HK$1,970/mo
Today · 4.125%
HK$66,237
baseline
▲ 0.50% · 4.625%
HK$70,268
+HK$4,031/mo
Deposit HK$5.86M · loan HK$13.67M · min. income ≈ HK$132,474/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$732,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,340
−HK$3,746/mo
▼ 0.25% · 3.875%
HK$71,200
−HK$1,886/mo
Today · 4.125%
HK$73,086
baseline
▲ 0.50% · 4.625%
HK$76,939
+HK$3,853/mo
Deposit HK$5.86M · loan HK$13.67M · min. income ≈ HK$146,172/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$732,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,137
−HK$5,025/mo
▼ 0.25% · 3.875%
HK$82,630
−HK$2,532/mo
Today · 4.125%
HK$85,162
baseline
▲ 0.50% · 4.625%
HK$90,344
+HK$5,182/mo
Deposit HK$1.95M · loan HK$17.57M · min. income ≈ HK$170,324/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$732,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,151
−HK$4,817/mo
▼ 0.25% · 3.875%
HK$91,542
−HK$2,426/mo
Today · 4.125%
HK$93,968
baseline
▲ 0.50% · 4.625%
HK$98,921
+HK$4,953/mo
Deposit HK$1.95M · loan HK$17.57M · min. income ≈ HK$187,936/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$732,163 · Scale 2, in force from 26 Feb 2026)