LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,526
−HK$2,792/mo
▼ 0.25% · 3.875%
HK$45,911
−HK$1,407/mo
Today · 4.125%
HK$47,318
baseline
▲ 0.50% · 4.625%
HK$50,197
+HK$2,879/mo
Deposit HK$9.76M · loan HK$9.76M · min. income ≈ HK$94,636/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$732,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,535
−HK$2,676/mo
▼ 0.25% · 3.875%
HK$50,863
−HK$1,348/mo
Today · 4.125%
HK$52,211
baseline
▲ 0.50% · 4.625%
HK$54,963
+HK$2,752/mo
Deposit HK$9.76M · loan HK$9.76M · min. income ≈ HK$104,422/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$732,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,431
−HK$3,351/mo
▼ 0.25% · 3.875%
HK$55,093
−HK$1,689/mo
Today · 4.125%
HK$56,782
baseline
▲ 0.50% · 4.625%
HK$60,237
+HK$3,455/mo
Deposit HK$7.81M · loan HK$11.72M · min. income ≈ HK$113,564/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$732,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,441
−HK$3,212/mo
▼ 0.25% · 3.875%
HK$61,036
−HK$1,617/mo
Today · 4.125%
HK$62,653
baseline
▲ 0.50% · 4.625%
HK$65,955
+HK$3,302/mo
Deposit HK$7.81M · loan HK$11.72M · min. income ≈ HK$125,306/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$732,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,336
−HK$3,909/mo
▼ 0.25% · 3.875%
HK$64,275
−HK$1,970/mo
Today · 4.125%
HK$66,245
baseline
▲ 0.50% · 4.625%
HK$70,276
+HK$4,031/mo
Deposit HK$5.86M · loan HK$13.67M · min. income ≈ HK$132,490/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$732,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,348
−HK$3,747/mo
▼ 0.25% · 3.875%
HK$71,208
−HK$1,887/mo
Today · 4.125%
HK$73,095
baseline
▲ 0.50% · 4.625%
HK$76,948
+HK$3,853/mo
Deposit HK$5.86M · loan HK$13.67M · min. income ≈ HK$146,190/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$732,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,146
−HK$5,026/mo
▼ 0.25% · 3.875%
HK$82,639
−HK$2,533/mo
Today · 4.125%
HK$85,172
baseline
▲ 0.50% · 4.625%
HK$90,355
+HK$5,183/mo
Deposit HK$1.95M · loan HK$17.57M · min. income ≈ HK$170,344/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$732,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,162
−HK$4,817/mo
▼ 0.25% · 3.875%
HK$91,553
−HK$2,426/mo
Today · 4.125%
HK$93,979
baseline
▲ 0.50% · 4.625%
HK$98,933
+HK$4,954/mo
Deposit HK$1.95M · loan HK$17.57M · min. income ≈ HK$187,958/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$732,251 · Scale 2, in force from 26 Feb 2026)