LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,528
−HK$2,793/mo
▼ 0.25% · 3.875%
HK$45,914
−HK$1,407/mo
Today · 4.125%
HK$47,321
baseline
▲ 0.50% · 4.625%
HK$50,200
+HK$2,879/mo
Deposit HK$9.76M · loan HK$9.76M · min. income ≈ HK$94,642/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$732,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,537
−HK$2,677/mo
▼ 0.25% · 3.875%
HK$50,866
−HK$1,348/mo
Today · 4.125%
HK$52,214
baseline
▲ 0.50% · 4.625%
HK$54,966
+HK$2,752/mo
Deposit HK$9.76M · loan HK$9.76M · min. income ≈ HK$104,428/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$732,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,434
−HK$3,351/mo
▼ 0.25% · 3.875%
HK$55,096
−HK$1,689/mo
Today · 4.125%
HK$56,785
baseline
▲ 0.50% · 4.625%
HK$60,240
+HK$3,455/mo
Deposit HK$7.81M · loan HK$11.72M · min. income ≈ HK$113,570/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$732,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,445
−HK$3,212/mo
▼ 0.25% · 3.875%
HK$61,039
−HK$1,618/mo
Today · 4.125%
HK$62,657
baseline
▲ 0.50% · 4.625%
HK$65,959
+HK$3,302/mo
Deposit HK$7.81M · loan HK$11.72M · min. income ≈ HK$125,314/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$732,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,340
−HK$3,909/mo
▼ 0.25% · 3.875%
HK$64,279
−HK$1,970/mo
Today · 4.125%
HK$66,249
baseline
▲ 0.50% · 4.625%
HK$70,280
+HK$4,031/mo
Deposit HK$5.86M · loan HK$13.67M · min. income ≈ HK$132,498/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$732,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,352
−HK$3,747/mo
▼ 0.25% · 3.875%
HK$71,212
−HK$1,887/mo
Today · 4.125%
HK$73,099
baseline
▲ 0.50% · 4.625%
HK$76,952
+HK$3,853/mo
Deposit HK$5.86M · loan HK$13.67M · min. income ≈ HK$146,198/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$732,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,151
−HK$5,026/mo
▼ 0.25% · 3.875%
HK$82,644
−HK$2,533/mo
Today · 4.125%
HK$85,177
baseline
▲ 0.50% · 4.625%
HK$90,360
+HK$5,183/mo
Deposit HK$1.95M · loan HK$17.58M · min. income ≈ HK$170,354/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$732,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,167
−HK$4,818/mo
▼ 0.25% · 3.875%
HK$91,559
−HK$2,426/mo
Today · 4.125%
HK$93,985
baseline
▲ 0.50% · 4.625%
HK$98,939
+HK$4,954/mo
Deposit HK$1.95M · loan HK$17.58M · min. income ≈ HK$187,970/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$732,294 · Scale 2, in force from 26 Feb 2026)