LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,530
−HK$2,793/mo
▼ 0.25% · 3.875%
HK$45,915
−HK$1,408/mo
Today · 4.125%
HK$47,323
baseline
▲ 0.50% · 4.625%
HK$50,202
+HK$2,879/mo
Deposit HK$9.76M · loan HK$9.76M · min. income ≈ HK$94,646/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$732,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,539
−HK$2,677/mo
▼ 0.25% · 3.875%
HK$50,868
−HK$1,348/mo
Today · 4.125%
HK$52,216
baseline
▲ 0.50% · 4.625%
HK$54,968
+HK$2,752/mo
Deposit HK$9.76M · loan HK$9.76M · min. income ≈ HK$104,432/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$732,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,436
−HK$3,351/mo
▼ 0.25% · 3.875%
HK$55,098
−HK$1,689/mo
Today · 4.125%
HK$56,787
baseline
▲ 0.50% · 4.625%
HK$60,243
+HK$3,456/mo
Deposit HK$7.81M · loan HK$11.72M · min. income ≈ HK$113,574/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$732,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,447
−HK$3,212/mo
▼ 0.25% · 3.875%
HK$61,042
−HK$1,617/mo
Today · 4.125%
HK$62,659
baseline
▲ 0.50% · 4.625%
HK$65,962
+HK$3,303/mo
Deposit HK$7.81M · loan HK$11.72M · min. income ≈ HK$125,318/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$732,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,342
−HK$3,910/mo
▼ 0.25% · 3.875%
HK$64,282
−HK$1,970/mo
Today · 4.125%
HK$66,252
baseline
▲ 0.50% · 4.625%
HK$70,283
+HK$4,031/mo
Deposit HK$5.86M · loan HK$13.67M · min. income ≈ HK$132,504/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$732,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,355
−HK$3,747/mo
▼ 0.25% · 3.875%
HK$71,215
−HK$1,887/mo
Today · 4.125%
HK$73,102
baseline
▲ 0.50% · 4.625%
HK$76,956
+HK$3,854/mo
Deposit HK$5.86M · loan HK$13.67M · min. income ≈ HK$146,204/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$732,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,154
−HK$5,027/mo
▼ 0.25% · 3.875%
HK$82,648
−HK$2,533/mo
Today · 4.125%
HK$85,181
baseline
▲ 0.50% · 4.625%
HK$90,364
+HK$5,183/mo
Deposit HK$1.95M · loan HK$17.58M · min. income ≈ HK$170,362/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$732,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,171
−HK$4,818/mo
▼ 0.25% · 3.875%
HK$91,562
−HK$2,427/mo
Today · 4.125%
HK$93,989
baseline
▲ 0.50% · 4.625%
HK$98,943
+HK$4,954/mo
Deposit HK$1.95M · loan HK$17.58M · min. income ≈ HK$187,978/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$732,323 · Scale 2, in force from 26 Feb 2026)